Retirement ageAmount of pension payments and their calculationRetirement benefits

Amount of pension payments and their calculation

Инструкция

Let's find out what types of pension payments are available in Kazakhstan today and how to calculate them.

To begin with, we note that the pension of the people of Kazakhstan consists of three parts:

  1. Basic pension is accrued to all citizens of the Republic of Kazakhstan when they reach retirement age. The basic pension depends on the length of participation in the pension system. The minimum amount of the basic pension in 2026 is 35 596 tenge;
  2. Solidary pension – is paid to citizens who have at least 6 months of work experience, worked out before January 1, 1998. The amount depends on the length of service and average monthly income. The minimum solidary pension in 2026 with full service is 69,049 tenge.
  3. Accumulative pension – is paid out of individual pension savings of citizens, and depends on the amount of funds accumulated by them. The more savings, the bigger the pension.

Kazakhstanis who retired before the introduction of mandatory pension contributions receive basic and contributory pensions. 

The amount of the pension will depend on your work experience, the average monthly.

With the transition to the funded pension system, each employer is obliged to make a regular transfer of mandatory pension contributions (MPC) in the amount of 10% of the monthly income of the employee.

To find out how many pension savings you have, you can get 2 certificates.

{"id":4337,"source_id":3549,"title":"Issuance of information on the status of pension savings (including investment income) of a depositor of the UAPF","service_code":"P80.01","service_link":"http://egov.kz/services/P80.01/#/declaration/0//"}
{"id":4338,"source_id":3002,"title":"Receipt of a certificate of pension contributions","service_code":"P6.01","service_link":"http://egov.kz/services/P6.01/"}

You can receive savings from the UAPF :

  • upon reaching retirement age;
  • upon conclusion of a pension annuity agreement;
  • persons with disabilities of the first and second groups, if the disability is established indefinitely;
  • when assigning a special social payment;
  • when leaving for permanent residence in another country.

Pension payments from the UAPF are made monthly according to the schedule (by adding up the annual amount of pension payments and dividing them into 12 months) in accordance with the Methodology for calculating the amount of pension payments, and the calculated amount of monthly pension payments from the UAPF should not be less than 54% of the subsistence minimum. The subsistence minimum in 2026 is 50 851 tenge.

Calculation of pension payments by age in full is carried out at the rate of 60 percent of the average monthly income.

The calculation of the amount of pension payments by age is based on the average monthly income for any three consecutive years, regardless of work breaks since January 1, 1998.

The amount of the average monthly income is set according to the income from which mandatory pension contributions were made to accumulative pension funds or the unified accumulative pension fund, social contributions to the State Social Insurance Fund, in accordance with the procedure determined by the authorized state body.

The amount of age pension payments for each full year worked before January 1, 1998, in excess of the required length of service, increases by 1 percent, but not more than 75 percent of the income taken into account for calculating age pension payments.

If the calculated amount of age pension payments in full is lower than the minimum pension amount established for the relevant financial year by the law on the republican budget, age pension payments are assigned in the minimum pension amount.

Income for calculating pension payments for 3 years of work is determined by dividing the total amount of income for 36 consecutive calendar months of work by thirty-six.

At the request of the applicant, the months of the state of emergency and restrictive measures in the Republic of Kazakhstan are excluded when determining the average monthly income and are replaced by other months immediately preceding or following them.

The income for calculating pension payments by age may not exceed the size of the 55-fold monthly calculation index established for the corresponding fiscal year by the law on the republican budget.

The rules for calculating (determining) the amounts, appointment, implementation, suspension, recalculation, renewal, termination and revision of the decision on the appointment (refusal to appoint) of the state basic pension payment, age pension payments were approved by Order No. 232 of the Deputy Prime Minister - Minister of Labor and Social Protection of the Republic of Kazakhstan dated June 22, 2023.

Дата обновления - 13.02.2026
Справочная информация
Methodology for calculating pension benefits
194608