Announcement
The RSE "Panfilov Su Kubyry" notifies residents of Zharkent that on 11/21/2023 at 14:00 hours, at the address of Zharkent, Ivanov St. No. 25 in the building of the RSE "Panfilov su Kubyry" in the assembly hall, a public hearing will be held before consumers on the approval of the tariff estimate for 2023-2024 for heat supply services in Zharkent.
ANNOUNCEMENT
UAPF JSC fulfilled about 1.8 million applications for housing and medical treatment
About 1.8 million applications received from almost 1 million depositors, in the amount of about KZT3.6 trillion, were executed by UAPF JSC (hereinafter - UAPF) in order to improve living conditions and (or) pay for medical treatment. As you know, pension savings can be used by contributors (beneficiaries) an unlimited number of times for withdrawal for housing and (or) medical treatment within the available amount of pension savings, as well as for transfer to management of an investment portfolio manager (hereinafter - IPM).
Housing
In the period from January 2021, as of July 1, 2023, the UAPF executed 1,371,907 applications from contributors (beneficiaries) for lump-sum pension benefit payments to improve housing conditions. UAPF transferred more than KZT3.2 trillion to special accounts of Kazakhstanis opened in banks-authorized operators. At the same time, the average amount of lump-sum pension benefit payments amounted to about KZT2.35 million.
The residents of Almaty (17.79%), Astana (12.54%), Mangistau region (9.47%), Karaganda region (7.86%) took the most active part in this direction. Detailed information is available on the website www.enpf.kz in the “Indicators” section: for what purposes Kazakhstanis apply for lump-sum pension benefit payments and by regions (subsections “Lump-sum pension benefit payments for improving housing conditions by goals” and “Lump-sum pension benefit payments for improving housing conditions, respectively).
When analyzing the purposes for which pension savings are used, the following conclusions were made. About 35.63% of all applications are the acquisition of a dwelling in the ownership of civil law transactions (final settlement) and the construction of an individual residential building (if the land is owned), 21.08% of applications - in order to replenish the contribution to housing construction savings for further accumulation, 15.74% - for the purpose of partial repayment of debt on a mortgage housing loan (including within the framework of financing by an Islamic bank), 15.04% - for the purpose of partial repayment of debt on a mortgage loan under the system of housing construction savings.
To date, authorized operator banks that accept applications from citizens for the use of part of pension savings are the Otbasy Bank Housing Construction Savings Bank JSC, Halyk Bank of Kazakhstan JSC, Altyn Bank JSC, Bank CenterCredit JSC and Bank Freedom Finance Kazakhstan JSC.
It should be noted that KZT475.2 billion was returned by authorized operators to individual pension saving accounts (hereinafter referred to as IPSA) of contributors (beneficiaries) due to the fact that lump-sum pension payments by Kazakhstanis were not used on time, at the request of the applicant and for other reasons.
Medical treatment
UAPF also executed 423,294 applications to pay for medical treatment in the amount of KZT344.4 billion. The average withdrawal amount is about KZT0.8 million.
96.25% of applications are related to dental services, 2.67% of applications are eye care services, about 1% of pension savings are used for other medical services.
At the same time, KZT33.7 billion was returned to the IPSA of contributors (beneficiaries) in the UAPF, these funds were not used on time, at the request of the applicant and for other reasons.
You can get acquainted with the current statistics on the use of pension savings for treatment on the website www.enpf.kz in the section "Indicators" - "Lump-sum pension benefit payments for medical treatment".
Private investment management
As of July 1 of this year, from February 18, 2021, KZT8.9 billion was transferred to IPM, 5,991 applications were executed by UAPF. The average transfer amount is about KZT1.5 million. Detailed statistics on the transfer of pension savings to trust management is also available on the enpf.kz website in the section "Indicators" - "Transfer of pension savings to management companies".
At the moment, UAPF has concluded agreements on trust management of pension assets with five IPMs. You can get acquainted with information about them and study their investment declarations on the website enpf.kz in the section "Services" - "Register of Investment Portfolio Managers".
It should be noted that out of KZT8.9 billion, 44.22% or KZT3.95 billion were transferred to Jusan Invest JSC, 28% or KZT2.5 billion to Halyk Global Markets JSC, 16.16% or KZT1, 44 billion in BCC Invest JSC, 10.02% or KZT895 million in Centras Securities JSC, 1.6% or KZT143 million in Halyk Finance JSC.
Contributors have the right to submit to the UAPF an application for changing the IPM - to transfer their pension savings from one IPM to another IPM (not earlier than one year from the date of the initial transfer of pension savings to IPM trust management). For the period from March 2022 to June 2023, 91 applicants changed their decision to choose IPM: UAPF executed 126 applications for transfer from one IPM to another IPM for a total of KZT344 million.
Contributors also have the right to return their savings to the management of the NBK after the initial transfer of pension savings to IPM management. 211 people used this right. From March 15 to June 30, 2023, UAPF executed 361 applications for the transfer of funds to the NBRK from IPM for a total amount of KZT1.4 billion.
Recall that from July 1, 2023, the period for the return of pension savings from the IPM management to the NBRK management was shortened. Now an application for the return of savings from IPM to the NBRK can be submitted to the UAPF not after two years, but one year from the date of transfer of savings to IPM. If the pension savings were transferred several times to the management of the same IPM, then the return of the savings to the management of the NBRK can be made one year from the date of the initial transfer of the savings to the IPM.
It should be noted that after receiving pension assets, IPM invests them in permitted financial instruments specified in the Rules for the implementation of investment portfolio management activities, approved by the Resolution of the Board of the National Bank of the Republic of Kazakhstan dated February 3, 2014 No. 10, and provided for in the IPM Investment Declaration.
During the period when pension savings are under the management of the NBRK until the contributor reaches retirement age, a state guarantee of the safety of pension savings is in effect, taking into account the level of inflation. When transferring pension savings under the management of IPM, the state guarantee is replaced by the guarantee of the management company to ensure the minimum level of return on assets, which is calculated based on the weighted average return on pension assets transferred to the management of all IPM operating in the pension asset management market.
The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)
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ANNOUNCEMENT
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Who provides information on the length of service of workers of the EAEU Member States in Kazakhstan?
In the Republic of Kazakhstan, by a joint order of the Minister of Labor and Social Protection of the Population of the Republic of Kazakhstan dated May 23, 2023 No. 163, the Minister of Health of the Republic of Kazakhstan dated May 26, 2023 No. 304, amendments and additions were made to the Regulations for the interaction of the competent authority with the authorized bodies of the Republic of Kazakhstan on the implementation of the Agreement on on pension provision for workers of the member states of the Eurasian Economic Union dated December 20, 2019, approved by orders of the Minister of Labor and Social Protection of the Population of the Republic of Kazakhstan dated March 4, 2021. No. 62, Minister of Health of the Republic of Kazakhstan dated April 28, 2021 No. 249 (hereinafter referred to as the Regulations), which entered into force on May 26, 2023.
In accordance with the amendments and additions to the Regulations:
1) the competent authorities in the Republic of Kazakhstan to confirm the work experience of workers of the EAEU Member States are UAPF JSC, the Committee for Labor and Social Protection of the Population of the Ministry of Labor and Social Protection of the Population of the Republic of Kazakhstan and their territorial divisions;
2) upon receipt from the competent authority of the EAEU Member State of the form "Request" on the length of service of the worker in the territory of the Republic of Kazakhstan for the period:
- from January 1, 1998, the competent authority of the Republic of Kazakhstan sends to the competent authority of the Member State that sent the request a response with the form "On work experience" attached, based on the data on the payment of mandatory pension contributions available in the information system;
- from March 13, 1992 to December 31, 1997, the competent authority of the Republic of Kazakhstan, within the time limits established by the Administrative Procedure and Procedure Code of the Republic of Kazakhstan, takes measures to request the necessary information, documents from the employer (its successor) or archival institutions, which, after their receipt, will be sent to the competent authority of the EAEU member state by filling out the form "On work experience"
Recall that the Agreement on Pension Provision for Workers of the Member States of the Eurasian Economic Union dated December 20, 2019 (hereinafter referred to as the Agreement) entered into force on January 1, 2021 and applies to workers and family members.
In accordance with the provisions of the Agreement:
- the formation of pension rights of workers is carried out at the expense of pension contributions on the same terms and in the same manner as the formation of pension rights of citizens of the state of employment (Article 3);
- in the Republic of Kazakhstan, pension contributions include pension contributions to the UAPF (Article 1);
- the realization of the right to the appointment and payment of pensions to workers (family members) is carried out on the same conditions as for citizens of the state of employment (Article 3);
- types of pensions assigned under the Agreement are defined by Article 2 of the Agreement.
The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)
ANNOUNCEMENT
Taxation of a lump sum benefit payment for burial from the UAPF
UAPF JSC (hereinafter - UAPF) informs about the procedure for taxation of a lump-sum benefit payment for burial, made from the pension savings of a deceased person.
In accordance with paragraph 3 of Article 242 of the Social Code of the Republic of Kazakhstan dated April 20, 2023 No. 224-VII ZRK, in the event of the death of a person who has pension savings in the UAPF, his family members of the UAPF are made a lump-sum benefit payment for burial at the expense of the pension savings of the deceased person within an amount in the amount of 94 times the monthly calculation index (MCI) established for the corresponding financial year by the law on the republican budget, but not more than the funds of the deceased person available on the individual pension account. This lump sum payment is not subject to personal income tax.
If, after making a lump-sum benefit payment for burial, the balance of pension savings on the individual pension saving account of the deceased person amounts to an amount not exceeding the minimum pension established for the corresponding financial year by the law on the republican budget, this balance is also paid to the family members of the deceased along with a lump-sum benefit payment for burial.
At the same time, since, according to subparagraph 18) of paragraph 1 of Article 341 of the Code of the Republic of Kazakhstan On taxes and other obligatory payments to the budget, benefit payments for burial within the amount of 94 times the MCI are excluded from the income of an individual subject to taxation within the amount of 94 times the MCI, the amount of the balance of pension savings on the individual pension saving account of the deceased person, upon payment, it is subject to taxation at the standard rate of 10 percent of individual income tax.
The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)
PROJECT
About renaming
Zharkent town streets
In accordance with subparagraph 5-1) of article 12 of the Law of the Republic of Kazakhstan dated on December 8, 1993 "On the administrative-territorial structure of the Republic of Kazakhstan" and taking into account the opinion of the population of the town Zharkent, based on the conclusion of the onomastic commission of the Zhetisu region of May 11, 2023, the maslikhat of Panfilov district DECIDED and akimat of Panfilov district RESOLVES:
1) street "No. 2" of the 4th microdistrict to the street "Evgeny Kulikov";
2) street "No. 3" of the 3rd microdistrict to the street "Nusipbek Sauranbayev";
3) street "No. 4" of the 4th microdistrict to the street "Shyngys Satqaliyev";
4) street "No. 4" of the 3rd microdistrict to the street "Ybraiymzhan Kozhakhmetov";
Akim of the Panfilov region Chairman of the Panfilov District Maslikhat