UAPF invites you to its Open Day
On September 11 2026, UAPF will hold an offline Open Day on the topic: “Participation of Contributors in Managing Their Pension Assets and the invest.enpf.kz Portal for Independent Access to Information on Investment Portfolio Managers.” The venue will be held at: Серебрянск city, Веденеев street 14
The purpose of the event is to familiarize contributors and beneficiaries with the opportunities for independently managing their pension savings and using the invest.enpf.kz portal.
During the event, participants will be explained the options for transferring their entire pension savings to an investment portfolio manager (IPM) and will be told about the UAPF investment portal (invest.enpf.kz), where they can independently obtain information about such companies. In addition, responsible employees of the regional branches will answer other relevant questions and provide individual consultations to participants.
As a reminder, the Open Day will be held in person on the 11:00, 14:00 September 2026 at 11.
UAPF JSC welcomes its contributors, beneficiaries, and everyone else to the Open Day!
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You can send your comments and suggestions to the email address zu.duisenbaeva@akimvko.gov .kz until May 19, 2026.
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№ |
The planned topic of the state social order |
Planned amount of financing (thousand tenge)
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Justification with indication of the source of information |
Target population group |
Expected result |
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1. |
Increasing religious literacy among the population |
670,0 |
Protocol No. 2 of the meeting of the working group of the Anti-terrorist Commission dated 02/10/2026
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the population of the district |
Increasing religious literacy among the population |
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2. |
Building a culture against domestic violence |
500,0 |
Minutes of the meeting of the Interdepartmental Commission on Crime Prevention and Anti-Corruption No. 4/1 dated 12/17/2025 |
the population of the district |
Formation of a culture of combating domestic violence among the population of the district |
We inform you that starting from may 4 , 2026, an internal analysis of corruption risks will be conducted as part of the implementation of Model Basic Direction №4 «Anti-Corruption and Prevention» for 2026 by the Department of the Anti-Corruption Agency of the Republic of Kazakhstan (Anti-Corruption Service) for the East Kazakhstan Region. The internal analysis will be carried out by city and rural district akim’s offices, all independent departments of the district akimat, and the “Zaysan” Multidisciplinary Municipal State Enterprise operating on the basis of economic management.
In connection with the republican referendum scheduled for March 15, 2026, the Office of the Akim of Zaisan district held a meeting on the topic: "find yourself on the voter list!"The Call center is working.
If you have any questions, please call 8(72340) 21-567 or orgotdel.zaisan@akimvko.gov.kz you can write to your email.
Scheduled pension benefit: when and where to apply?
Monthly pension benefits according to the established schedule from the UAPF in accordance with the Social Code of the Republic of Kazakhstan are paid to persons who have reached retirement age (men - 63 years, women - 61 years), as well as persons with disabilities of groups 1 or 2, established indefinitely, who have pension savings in the UAPF, in the manner determined by the Government of the Republic of Kazakhstan.
To receive pension benefits from the Unified Accumulative Pension Fund (UAPF) through compulsory pension contributions upon reaching retirement age, as well as to receive a basic and solidarity pension from the state budget, beneficiaries must promptly contact the State Corporation "Government for Citizens" (PSC) at their place of residence. This can be done 10 days before reaching retirement age. All pension payments are made from the date of application. The date of application is considered to be the date of registration of the application and required documents at the PSC, provided that the beneficiary has reached retirement age. If they applied earlier, the date of application is considered to be the date of reaching retirement age. It is important to remember that pension benefits from the state budget and from the UAPF will not be assigned for the missed period.
It is also important to apply for pension benefits from the budget in a timely manner, as their assignment requires verification of the beneficiary's work history based on the documents submitted by the recipient.
It is worth noting that in order to provide a proactive service for pension benefits from the UAPF to individuals who have reached retirement age and who have pension savings in the UAPF but have not applied for their payment, the UAPF conducts an annual reconciliation with the State Corporation to determine whether these individuals have assigned old-age pension benefits and a state basic pension benefit from budgetary funds. Based on the results of the annual reconciliation, if individuals are identified who have assigned pension benefits from budgetary funds, the UAPF provides them with a proactive service (without an application) to make pension benefits to them under the relevant agreement concluded with the State Corporation, using the bank details provided by the beneficiaries at the Public Service Center when assigning old-age pension benefits.
To receive a permanent payment of your pension savings due to a first or second group disability, you must contact the UAPF branch office either through your personal account on the website (enpf.kz) or in the UAPF mobile app using an electronic digital signature.
Please note that the UAPF offers on-site service for individuals with permanent first or second group disabilities. A preliminary consultation is provided, including verification of eligibility for receiving services remotely, without an on-site visit.
Pension benefits from the VPC can be started before reaching the generally established retirement age – starting at age 50. Furthermore, pension benefits from the VPC are provided to individuals with disabilities, regardless of the disability group or the duration of their disability.
An application for VPC payments due to age or disability can be submitted online through your personal account on the enpf.kz website. The payment schedule is determined by the contributor. It should be noted that pension benefits from the UAPF are paid until the pension savings are depleted.
It should be noted that pension benefit payments from the UAPF are made until the pension savings are depleted.
On the enpf.kz website, in the "Services - Pension Benefitsts - Scheduled Payments" section, you can find a list of required documents depending on the type of pension benefit, the method of submission, the requirements for their completion, application forms and sample forms, and a sample power of attorney.
Also, for security purposes and to prevent fraud against depositors, UAPF JSC would like to remind you of the following:
The UAPF strongly recommends obtaining information from official sources andacting exclusively within the legal framework.
Familiarize your loved ones, especially elderly relatives, with information security rules.
Observe precautions to ensure the safety, security, and confidentiality of your personal information.
The UAPF's advisory services are available via instant messaging (the WhatsApp and Viber chatbot at +7 771 171 72 01), on the corporate website enpf.kz, and on the UAPF's official social media pages: Instagram, Facebook, VKontakte, Telegram, and Odnoklassniki.
UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits.The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)
UAPF presents the results of a sociological study conducted in 2025
Kazakhstanis' financial literacy regarding pensions continues to grow: more and more citizens understand how the pension system works and the opportunities it offers. This is confirmed by the results of an annual independent sociological survey conducted in 2025. The survey aimed to determine the level of financial literacy of the population of Kazakhstan regarding pensions, the degree of trust in the pension system, and assess citizens' engagement in the funded model.
The assessment of the level of financial literacy of the population of Kazakhstan regarding pensions was conducted taking into account the gender, age, geographic location, and social status characteristics of the respondents.
The study was conducted using a nationally representative survey. The sample included 3,000 respondents from all regions of Kazakhstan, including 17 oblasts and three cities of national significance (Astana, Almaty, and Shymkent). The survey was conducted among adults (18+) living in rural and urban areas. A total of 1,473 men and 1,527 women were surveyed. The distribution by social status is as follows: 2,031 employees (67.70%), self-employed – 831 (27.70%), and unemployed – 138 (4.60%).
The main part of the survey questionnaire consists of 26 questions aimed at assessing the financial literacy of the population of Kazakhstan in the area of pension provision, as well as determining the level of trust in the pension system of Kazakhstan and UAPF JSC (UAPF, the Fund), and identifying the level of accessibility, awareness, and perception of information about the Fund's activities.
The study allowed us to determine the membership of citizens in groups with basic and advanced levels of financial literacy.
Basic Level.
Basic financial literacy questions are aimed at assessing knowledge of pension responsibilities, the structure of the Kazakhstani pension system, the types, amounts, and sources of pension benefits, the functions of the Fund, and the official retirement age in the Republic of Kazakhstan. The financial literacy rate among respondents at this level was 74.2% (compared to 73.8% last year).
In the survey section on the types of pension benefits available in our country, 1,748 respondents (58.3%) were aware that there are two types of pension benefits in the country: from the state budget (basic and solidarity pensions) and pension benefit payments from the UAPF, which is funded by compulsory and voluntary contributions. This figure demonstrates a relatively high level of awareness of the key elements of the pension architecture and an understanding of the mixed nature of the pension model.
In response to the question, What does the UAPF do?, 1,491 respondents (49.7%) correctly indicated that the UAPF collects compulsory and voluntary pension contributions, maintains pension savings records, and pays pension benefits from pension savings.
Responses to the question, What types of pension contributions to the UAPF do you know?demonstrated that the population as a whole is well-versed in the main types of pension contributions (the most recognizable type was compulsory pension contributions (CPC), which 90.1% of respondents knew). 2,413 respondents(80.4%)correctlyindicatedtheCPC amount—10% ofincome.
The proportion of respondents aware of the existence of the ECPC was 25.6%, while 21.2% were aware of the possibility of the COPC paid by employers for employees working in hazardous conditions. A relatively high proportion of respondents (43.2%) were aware of the possibility of the VPC, indicating a growing interest among the population in long-term financial planning and independent pension capital formation.
In response to the question, What is the retirement age in Kazakhstan?2,523 respondents (84.1%) correctly indicated that the country has a differentiated retirement age: 63 for men and 61 in 2025 for women. This reflects a good understanding of current pension policy and the changes that have occurred in recent years regarding the retirement age for women.
It should be noted that employment status has a significant impact on the accuracy of knowledge about the retirement age in Kazakhstan. Employees are the best-informed group (84.9%). This is explained by their regular interactions with employers and accounting departments and their increased reliance on official information. The self-employed are less informed than employees but better informed than the unemployed (82.8%). This may be due to their infrequent contact with financial institutions and the lack of an employer as a source of information. The unemployed are the group with the highest number of errors: 79.7% of respondents answered correctly.
To the question: How can I find out the status of my individual pension savings account?2,959 respondents (98.6%) answered correctly: this information can be obtained by contacting the UAPF in person, receiving a statement by mail, email, through your personal account on the UAPF website, the UAPF mobile app, the e-government portal www.egov.kz, or at a Public Service Center.
Advanced level.
To determine their advanced level of financial literacy, respondents were asked questions requiring advanced knowledge, including understanding the principles of investing pension assets, the procedure for calculating pension payments, the pension annuity mechanism, taxation in the funded pension system, and the state guarantee for the safety of pension savings. According to the survey results, the overall advanced level rate was 45.3% (45.2% last year).
To the question: Who invests pension assets to generate investment income?, 1,745 respondents (58.2%) answered correctly, indicating the National Bank of the Republic of Kazakhstan (NBRK) and/or investment portfolio managers (IPMs) of their choice. Nearly a third of respondents (34.1%) indicated the NBRK and IPMs as their trustees. This indicator demonstrates a good level of awareness, but is insufficient for a full understanding of pension fund management principles. 14.3% of respondents mentioned only the National Bank of the Republic of Kazakhstan, while 9.8% indicated only the IPM.
It's worth noting that there's a persistent misconception that pension savings are managed "by the UAPF itself"—35.6% of respondents believe this, although this is incorrect. Moreover, this gap is systemic: even among those with higher education, the proportion of incorrect answers is high (up to 40% mention the UAPF as an investor).
In response to the question,How is investment income calculated on pension savings?750 respondents (25.0%) correctly believed that the amount of investment income varies depending on market conditions and asset prices.
Regarding the fact that pension savings are invested in various financial instruments and grow through investment income, 56.1% of respondents (1,682 people) demonstrated an understanding of this process: they are aware that pension savings are not simply stored in accounts but are invested and generate income. Furthermore, 45.6% are aware of investing, and 10.5% regularly monitor its performance.
As part of a survey of respondents regarding the conditions for withdrawing pension savings, a number of common statements were offered regarding the rules for using pension savings, from which they had to choose one that was incorrect. This allowed us to assess the population's awareness of how pension benefits work and the conditions for receiving them. 1,845 respondents (61.5%) selected the statement "You can withdraw your pension savings from the UAPF at any age" as "false." This is indeed a false statement, as according to Kazakhstani law, pension savings can only be withdrawn when certain conditions are met.
To the questionWho has the right to transfer pension savings to an insurance company to purchase a pension annuity?869 respondents (29.0%) answered correctly: contributors have this right upon reaching age 45, provided their pension savings are sufficient.
To the questionAre pension benefits from the UAPF subject to tax?1,141 respondents (38.0%) answered correctly, noting that pension benefits from the UAPF are currently subject to individual income tax (IIT), but will be exempt from IIT from January 1, 2026. A total of 56% of respondents believe that payments are subject to some kind of tax, but opinions on the specific type of tax varied greatly. This disparity in perception reflects a lack of clarity regarding tax policy regarding pension benefits.
To the question: What government guarantees do you know regarding the safety of pension savings?1,485 respondents (49.5%) answered correctly, indicating that the state guarantee applies only to compulsory pension contributions. This question allowed us to determine the extent to which the population distinguishes between compulsory and voluntary contributions and understands the mechanisms of state protection for pension savings.
Thus, in 2025, the basic and advanced levels of financial literacy of the population of Kazakhstan in the area of pension provision demonstrate a steady increase compared to the two previous years. The majority of Kazakhstani citizens in 2025 view their own pension savings in the UAPF as the main source of income in retirement. Population participation in the pension system has increased significantly: the share of citizens who have ever contributed to the UAPF increased from 42.7% in 2021 to 78.7% in 2025. This fact reflects a reduction in informal employment and increased coverage of pension programs.
Level of Trust
The level of trust in UAPFJSC, as well as the level of financial literacy, was assessed based on respondents' gender, age, place of residence, and social status.
The study demonstrated that the average level of trust in the pension system of the Republic of Kazakhstan was 5.92 points.
A survey aimed at determining the average level of trust in the UAPF revealed that it was 6.04 points.
The level of trust in the pension system and the UAPF remains moderately positive. The vast majority of citizens hold a neutral-positive or cautiously trusting position: neither expressing extreme distrust nor expressing complete confidence in pension institutions.
Availability and perception of information by the population
An assessment of the availability of information about the UAPF's activities shows that most citizens perceive the necessary information as fairly open and easily accessible. For example, 57.3% of respondents believe that basic information is freely accessible and easy to find. This indicates that official communication channels—the Fund's website, mobile app, call center, and social media—are fulfilling their intended purpose and ensuring transparency.
The general public's assessment of the understandability of UAPF materials is similar to their assessment of accessibility. Just over half of respondents (57.3%) believe that the Fund's information is presented clearly and accessibly.
The media environment through which the public receives up-to-date information is particularly important in shaping perceptions of the UAPF. The data show that the country's media profile is rapidly shifting toward digital platforms. Forty-nine percent of respondents receive news via social media, making it their primary communication channel. The most popular are Instagram (32.3%), Facebook (13.6%), WhatsApp (11.9%), and Telegram (10.9%). TikTok (9.3%) and YouTube (6%) complete the media landscape, shaping the visual field of perception. Television, while still a significant source for 29.4% of the population, is already losing influence to social media, while websites (13.7%), radio (5.6%), and newspapers (2.2%) are relegated to a peripheral position. This means that traditional pension communication formats are gradually losing their effectiveness, giving way to mobile, visual, and interactive channels.
The data obtained highlight the need to further promote pension literacy, improve the availability of information materials, and expand digital opportunities for the public.
UAPF will continue to conduct systematic outreach efforts and expand digital solutions to ensure the public has access to up-to-date, understandable, and reliable information about pension savings. Thefullreportonthesurveyresultsisavailableonthe UAPF website.
UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits.The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)
Kazakhstan has increased the size of employer’scompulsory pension contributions.
Effective January 1, 2026, the employer's compulsory pension contribution (ECPC) rate increased to 3.5% of employee income (the ECPC rate increases annually in stages: 1.5% in 2024, 2.5% in 2025, 3.5% in 2026, 4.5% in 2027, and 5% in 2028).
As a reminder, effective January 1, 2024, all employers began participating in pension savings and transferring employer's compulsory pension contributions (ECPC) to the UAPF for the benefit of their employees. Thus, Kazakhstan's funded system was supplemented with a new component involving employer participation, in line with international practice.
The introduction of the ECPC is aimed at providing pension coverage to employees born in 1975 and later, given their lack of or insufficient work experience prior to 1998 to qualify for a solidarity pension. In the future, their combined pension will consist of three components: a basic pension from the state, a funded pension from compulsory pension contributions (CPC), and a notional funded pension (NFC) from employer's compulsory pension contributions (ECPC) from the Unified Accumulative Pension Fund (UAPF).
Employers are exempt from paying NFC for the following employees: those born before January 1, 1975, individuals of retirement age, individuals with permanent disabilities of groups 1 and 2, military personnel, and equivalent individuals. The State Revenue Committee of the Ministry of Finance of the Republic of Kazakhstan is responsible for monitoring the timeliness and completeness of ECPC payments by employers.
It is worth noting that NFC pension benefit payments will be made for life, but they will cease if the beneficiary relocates permanently to another country or changes citizenship. Moreover, if a citizen leaves the country, they will only be able to withdraw the savings stored in their individual account, while the funds paid under the ECPC will remain in the UAPF, as they are not the property of the contributor and are credited to notional pension savings accounts. Accordingly, savings accumulated through the ECPC cannot be inherited by employees, and they are intended for the payment of pensions on a solidarity (distributive) basis. Therefore, ECPCs previously paid for individuals who subsequently lost their Kazakh citizenship or died will be distributed among the remaining participants.
As a reminder, experts previously proposed transferring savings through the ECPC to contributors' personal accounts in the UAPF, and also, to ensure equal access to pension savings, making the ECPC available to all employees, regardless of age. These expert proposals are currently under discussion.
UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits.The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)
Pension benefits from the UAPF will increase by 5 percent.
Pension benefits from the UAPF will increase by 5 percent for pensioners who have already been receiving benefits for several years, effective January 1, 2026.
As a reminder, UAPF benefits are calculated in accordance with the Methodology for Calculating Pension Benefits, approved by the Decree of the Government of the Republic of Kazakhstan dated June 30, 2023. According to this method, monthly payments to citizens retiring are calculated as follows: in the first year of receiving benefits, the amount of pension savings is multiplied by the pension savings payment rate of 6.5% and divided by 12. In subsequent years, the monthly payment amount is increased by the pension payment indexation rate of 5%.
The minimum monthly UAPF benefit is at least 70% of the subsistence minimum (hereinafter referred to as the SM), established for the corresponding financial year by the law on the republican budget (in 2026, the SM is 50,851 tenge). The maximum monthly pension benefit from the UAPF is unlimited and depends on the beneficiary's pension savings.
The methodology provides for increasing adjustment factors used to calculate the pension benefit amount for the following categories of citizens: individuals with permanent disability groups 1 or 2, as well as individuals who have reached retirement age and for whom compulsory occupational pension contributions have been paid for at least 60 months. For individuals who meet both of the above conditions, the adjustment factor with the highest value is applied.
Thus, pension benefits directly depend on the size of pension savings, which are formed through regular pension contributions and accumulated investment income. Payments from the UAPF are made until the savings in the individual pension savings account are depleted. Since individual pension savings are the property of the contributor, they are also inherited in accordance with the general procedure established by civil law.
UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits.The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)
The summary of the results of the electronic auction held by the GU "Zaysan district department of land relations" on December 25, 2025 on the site gosreestr.kz for the sale of land plots in private ownership by the English method of bidding.
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№ |
Land address
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total area, ha
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Special purpose
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Cadastral value, tenge
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Starting price, tenge
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Guarantee fee, tenge
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Type right
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Won |
Winning price |
Conclusion |
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1 |
Zaysansky district, Aynabulak village |
0,12 |
for the development of roadside service |
210 000 |
25 200 |
196 600 |
Lease right for 6 years |
Mukhamadieva Bigul Toktarkhanovna |
439 841 |
Protocol №425380 of the results of the electronic auction dated 25.12.2025 |
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2 |
Zaisansky district, Ulken Karatal village |
0,3 |
for the development of roadside service |
525 000 |
63 000 |
196 600 |
Lease right for 6 years |
Dalabayev Ildar Manatuly |
108 710 |
Protocol №425379 of the results of the electronic auction dated 25.12.2025 |
In January-November 2025, the volume of production in current prices by enterprises in the Zaysank District amounted to 8 158,1 million tenge. The volume index for the corresponding period of 2023 for the industry as a whole amounted to 84,2%.
By the corresponding period of 2024, the physical volume index in the manufacturing industry was 64,0%, in the mining industry 105,6 %.
In the production of industrial products in physical terms, the index of the physical volume of natural gas was 122,1%.