In order to support socially vulnerable segments of the population, a social program "Bakytty Otbasy - Happy Family" was developed, which is implemented through the Zhilstroysberbank system.
The purpose of this program is to provide loans to low-income families to purchase housing. Three categories of citizens can purchase housing under the program:
1. large families with 4 or more minor children, including children under 23 years old, who study full-time at universities, colleges and other educational institutions.
2. Single-parent families with minor children (at least three years must have passed since the dissolution of the marriage).
3. families in which children with disabilities are brought up.
The loan rate is 2 percent per annum. The minimum down payment is 10 percent of the loan amount. The loan term is 19 years. The purchased housing must be located on the territory of the district. For residents of rural settlements, the loan amount is 7 million tenge.
To participate in this program, you must be on the waiting list and the income for each family member for the last 6 months should not exceed one minimum wage (minimum wage) per month. In 2019, the minimum wage is 42500 tenge.