How funds were used under the National Fund for Children program
as of May 1, 2026
From February 1, 2024, to May 1, 2026, 297,895 applications totaling over $53.09 million were processed. Funds were transferred to authorized operators for subsequent crediting to applicants' bank accounts.
Of the total number of completed applications, 187,597 applications, totaling approximately $33.39 million, were for housing improvements, and 110,298 applications, totaling $19.70 million, were for education expenses.
As a reminder, recipients of targeted savings (TS) may use the entire amount or a portion of it. Unused funds remain in the targeted savings account (TSA).
The most popular method for improving housing conditions was replenishing housing construction savings for further accumulation (183,436 applications completed, totaling approximately $32.72 million). Funds were also used as down payments for mortgage loans to purchase housing (1,425 applications, totaling $232,770), and for the purpose of acquiring housing through civil law transactions (final settlement), totaling 989 applications, totaling $156,590.
The largest amount of funds under the TS for education was allocated to pay for educational services at educational institutions located in the Republic of Kazakhstan, either in installments (for each academic period or academic year) or in full (for the entire term of study) (101,899 applications, totaling $18.51 million, were completed). The following services were also in high demand: replenishing an educational savings deposit under an educational savings deposit agreement (5,796 applications completed, totaling approximately $801,290), and paying for educational services at foreign educational institutions in installments (for each academic period or academic year) or in full (for the entire term of study) (2,075 applications completed, totaling $308,590).
Detailed information on TS payments for improving housing conditions and/or paying for education, broken down by authorized operators and regions, is available on the enpf.kz website.
As a reminder, Kazakhstani children received a further payment of $130.71 per child based on the results of 2025, $129.38 per child in 2024, and $100.52 per child in 2023.
Children under 18 receive annual payments from the National Fund as targeted benefits. According to the law, the amounts accrued to young Kazakhstani children remain part of the National Fund's assets and continue to be invested. Through continued investment, each child's targeted benefit amount increases annually through the investment income received.
As a result, the total amount of all accumulated target requirements (including the annually accrued investment income) for a child participating in the program:
- three years, amounted to $370.56;
- two years, amounted to $263.93;
- one year, amounted to $130.71.
Parents and other legal representatives can check the participation of a child under 18 in the program using the child's IIN on the website kids.enpf.kz, in their personal account on the eGov.kz e-government portal, as well as in the eGov Mobile mobile apps and those of some second-tier banks.
If information about target benefits accrued to children for the 2025 reporting year is not displayed, you must update your documents in your mobile apps by following this path:
The absence of information on the accrual of target benefits for children who have reached or will reach 18 years of age this year in the legal representative's personal account is due to the fact that target benefits have acquired the status of TS, and therefore access to information about them is provided directly to the TS recipient (a citizen who has reached or will reach 18 years of age in 2026). These individuals must independently obtain information about their TS through their personal account on the UAPF or e-government websites. Upon reaching 18 years of age, they can contact an authorized operator to open a US dollar bank account and submit an online application for TS payment to improve their housing conditions and/or pay for education.
Currently, the authorized operators are:
Statistics on minor children eligible for targeted loans and adult recipients of the TS, as well as on the use of the TS for housing and/or education, can be found on the enpf.kz website.
You can review the program terms, get instructions, and get answers to your questions on the website kids.enpf.kz. You can also view video comments and instructions on the topic on the БЖЗҚЕНПФ YouTube channel:
video commentary by the Chairman of the Executive Board of UAPF JSC Zh.B. Kurmanov:
https://www.youtube.com/watch?app=desktop&v=30CdPWl6dv0
video commentary by the Managing Director of UAPF JSC M.T.Sharipov:
https://www.youtube.com/watch?v=APg2vATmMk0
video commentary "Question and Answer" on the "National Fund for Children" program:
https://www.youtube.com/watch?v=4cKr1VCAvUk
https://www.youtube.com/watch?v=mrV0y37Gjnk
instructions for the "National Fund for Children" website:
https://www.youtube.com/watch?v=VgP3dmMwAHc
https://www.youtube.com/watch?v=jyC2c-HgqpQ
instructions for the implementation of the "National Fund for Children" program:
https://www.youtube.com/watch?v=bqeT41rWecA
https://www.youtube.com/watch?v=pNBSS1VHdWU
UAPF was founded on August 22, 2013 on the basis of GNPF APF JSC. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Institution Committee of State Property and Privatization of the Ministry of Finance of the Republic of Kazakhstan. Trust management of UAPF pension assets is carried out by the National Bank of the Republic of Kazakhstan. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, employer’s compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, as well as carries out enrollment and accounting of voluntary pension contributions formed at the expense of the unclaimed amount of guaranteed compensation for the guaranteed deposit, transferred by the organization carrying out mandatory guarantee of deposits, in accordance with the Law of the Republic of Kazakhstan "On mandatory guarantee of deposits placed in second-tier banks of the Republic of Kazakhstan", ensures the implementation of pension benefits. The Fund also carries out accounting of target assets and target requirements, accounting and crediting of target savings (TS) to target savings accounts, payments of TS to their recipients in bank accounts, accounting for returns of TS in the manner determined by the Government of the Republic of Kazakhstan within the framework of the National Fund for Children program (More details at www.enpf.kz)
|
ANNOUNCEMET
Why you need to apply for your pension on time?
The UAPF reminds that persons who have pension savings in the UAPF, formed through compulsory pension contributions and (or) compulsory occupational pension contributions, and who have reached the generally established retirement age, as well as persons with disabilities of the first and second groups, if the disability is established indefinitely, have the right to receive pension benefits from the UAPF according to the established schedule.
To assign pension benefits from the UAPF in connection with reaching retirement age, beneficiaries must promptly contact the Public Service Center at their place of residence, and for payment in connection with the establishment of disability of the first or second group indefinitely - to the UAPF divisions, including through the UAPF website if there is an electronic digital signatures. Documents can be submitted to the Public Service Center along with the application 10 days before the beneficiary reaches retirement age. We strongly recommend that you adhere to this deadline, because this is especially important for receiving a state pension, the assignment of which requires verification of work experience based on the submitted documents. In addition, according to the law, the assignment of old-age pensions and state basic benefits is made from the date of application. Such a day is considered the day of registration of the application and necessary documents in the Government for Citizens State Corporation (hereinafter referred to as the State Corporation, PSC) Let us remind you that people who have reached the generally established retirement age can receive an old-age pension: men upon reaching 63 years of age, women upon reaching 61 years of age in 2024. Pension benefits from the UAPF are made until pension savings are exhausted. Meanwhile, in order to provide proactive services for making pension benefits from the UAPF to persons who have reached retirement age, have pension savings in the UAPF and have not applied for their payment, the UAPF conducts an annual reconciliation together with the State Corporation to determine whether these citizens have assigned pension benefits according to age and state basic pension benefit from budget funds. Based on the results of the annual reconciliation, when identifying persons who have assigned pension benefits from budgetary funds, the UAPF makes pension benefit payments to them within the framework of the relevant agreement concluded with the State Corporation.
Thus, according to the results of the annual reconciliation as of March 1 of this year, out of about 200 thousand persons who have reached retirement age, have pension savings in the UAPF and have not applied for their payment, according to the State Corporation: · about 45 thousand people are not recipients of old-age pension benefits/basic pension; · about 92 thousand people are recipients of pension benefits based on age/basic pension/long service at the expense of budgetary funds, of which: - about 20 thousand citizens this year independently submitted applications to the Public Service Center at their place of residence for a pension benefit from the Unified Accumulative Pension Fund; - about 72 thousand citizens were assigned pension benefits from the UAPF in a proactive format based on the results of reconciliation; · about 63 thousand people have left for permanent residence outside the Republic of Kazakhstan or have died.
Thus, according to the results of the above reconciliation, the UAPF during March-April of this year paid pension benefits from the UAPF to about 72 thousand citizens without their contacting the Public Service Center in a proactive format.
|
|
|
The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)
ANNOUNCEMENT
The most popular UAPF service is the issuance of a statement from a pension saving account
About 18.4 million services were provided by the Unified Accumulative Pension Fund to its contributors and beneficiaries in the 1st half of 2022. Of these, more than 12.6 million transactions were carried out in electronic format, about 4.4 million - in automatic mode. Thus, Kazakhstanis receive about 93% of pension services remotely, without leaving their home or office.
Kazakhstanis continue to scrutinize the status of their individual pension saving accounts. IPSA statements were issued more than 15.5 million times in 6 months (this is 84% of all transactions). Of these, 12.6 million statements were received in electronic format - through a personal account on the enpf.kz website or in a mobile application, as well as on the e-government portal egov.kz. More than 2.5 million statements were sent automatically to contributors and beneficiaries who chose the method of informing via e-mail to the address entered in the UAPF database
In addition, in your personal account, you can make changes and additions to your details, get a certificate of the presence of an IPSA, application for the appointment of pension benefits in connection with the establishment of disability groups 1 or 2 indefinitely, as well as for voluntary pension contributions, track the status of an application for benefit and much more.
More than 1.4 million applications for the improvement of living conditions and medical treatment have been received automatically from authorized operators since the beginning of the year. This is the second most popular UAPF service in 2022.
Over 2.5 thousand applications were processed in 2022 for the transfer of part of pension savings by investment portfolio managers. Recall that the application can be submitted electronically in your personal account on the enpf.kz website.
The application-free (automatic) service format provides for the automatic opening of individual pension saving accounts for accounting for compulsory pension contributions (CPC), compulsory occupational pension contributions (COPC) and voluntary pension contributions (VPC). Recall that if an individual does not have an open IPSA in the UAPF, it is opened in the UAPF information system automatically upon receipt of the first installment. In this case, the identification of an individual is carried out according to the personal data specified in the electronic format of the payment order when transferring the CPC, COPC or VPC. All the necessary information about the details of the current document and the place of residence of the contributor, UAPF receives from the information systems of state bodies. Thus, about 342.3 thousand accounts have been opened since the beginning of 2022.
To receive certain services (for example, registration of pension payments by inheritance or in connection with leaving for permanent residence, transfer of savings to life insurance companies), the provision of original documents is required, which can be provided by mail or in person or through an attorney at the UAPF office. In addition, there are contributors who still prefer a personal visit to the Fund's specialists. Therefore, through the traditional face-to-face service in UAPF divisions throughout Kazakhstan, about 792 thousand services have been provided to contributors and beneficiaries since the beginning of the year. Recall that the nearest branch of the Fund can be easily clarified on the enpf.kz website or on the UAPF mobile application.
Approximately 41,000 services were rendered by UAPF field service departments - mobile agents and mobile office crews. In addition to the provision of services in the course of field service, the UAPF continues its information and explanatory work in labor collectives at enterprises and organizations. Since the beginning of the year, more than 14.5 thousand presentations have been held at enterprises and organizations, with more than 313 thousand people participating.
As part of the joint project of UAPF JSC and Kazpost JSC on the provision of pension services in remote settlements in the branches of the national postal operator, as of July 1, 2022, almost 6.5 thousand services were provided to the fund's contributors in 376 post offices.
UAPF advisory services can be obtained through messengers (chat bot in WhatsApp and Viber at +7 777 000 14 18), call center at 1418 (calls within Kazakhstan are free), on the corporate website enpf.kz, as well as on the official pages UAPF in social networks Instagram, Facebook, VKontakte, Twitter, Telegram, Odnoklassniki and the development of information channels for contributors and beneficiaries of the Fund. As of July 1, 2022, over 510,000 requests received through various communication channels with contributors and beneficiaries have been processed.
Video material about UAPF online services - link.
The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)
Register an individual entrepreneur through HALYK BANK and KASPI.KZ
Today we will tell you how to open an individual entrepreneur without intermediaries and nerves, for those who decided to start their own small business. This can be done quickly, free of charge and without leaving home, through the services of Halyk Bank and Kaspi.kz. All you need is your smartphone. If you want to register through Halyk Bank, first download the Onlinebank mobile application or follow the link openaccount.halykbank.kz. In Kaspi.kz, it is enough to go to the section of state services. Next, you fill in information about yourself and your future business. Congratulations, your IE is registered. It remains only to download the registration documents.
How to recover if lost or stolen TEHPASSPORT
Many of us have lost our wallet with money and all documents at least once in our lives. Hopefully the wallet will be found and returned, but the chances are slim. One of the most frequently lost documents is the vehicle registration certificate. And today we will tell you how to quickly restore it if it is lost. To restore the registration certificate, you need to contact a special PSC, write an application and pay a state duty in the amount of 1.25 MCI. The new registration certificate will be ready in a couple of hours. The registration certificate also needs to be updated if you changed your first or last name, changed the color of your car, or simply spoiled the document. Be careful and don't lose your documents!
Registration as unemployed
What if you lost your job? First, to remind yourself of the popular wisdom "There is a silver lining." While you are actively looking for a new job, you can register as an unemployed person and receive social benefits in case you lose your previous one. You can do this online: 1. log in to the Egov.kz portal; 2. find and request the service "Registration of job seekers" online; 3. fill out the application and sign it using EDS; You will receive a notification in your personal account within 1 day. Important! This service is not available ONLINE for persons with the "candas" status.
Pension savings certificate
If you decide to take out a mortgage, then the first thing you will need is a certificate of pension contributions. There are several ways to get this help. Below is the instruction. Through the portal eGov.kz: 1. Log in to the portal in a convenient way for you 2. Open the section "Social Security" 3. Find the service "Getting a certificate of pension contributions" 4. Click "Order a service online" 5. Specify for what period of time you need a certificate of deductions 6.Sign the service via EDS and the certificate will be ready within 20 minutes. Using the eGov mobile app: 1. Log in to the app and log in 2. In the "Services" section, find "Benefits, allowances, pensions" 3. Then open the "Information about the state of pension savings" section 4. Specify the required period 5. Sign the service using an EDS or SMS, the certificate will be ready within 4 hours. Via the telegram bot @Kenes1414Bot (EgovKzBot2. 0): 1. Find the telegram bot @Kenes1414Bot (EgovKzBot2. 0) 2. In the menu, select the section "Services" 3. Then select the section " Information about the state of pension savings (taking into account investment income)" via messenger 4. Send your name 5. Send your phone number 6. Specify the required period 7. Send the code that will be sent to you via SMS 8. Within a few minutes, the help will be ready – you can download it or redirect it to your email.
Get the most popular help from the comfort of your home!
How to register an individual entrepreneur ?
In order to open your own business, you need to have the courage and patience. When you have a business plan ready and you are ready to launch, you need to remember to do the main thing – to formalize legally. Previously, in order to officially become an entrepreneur, it was necessary to collect documents and go to the tax service. Now it can be done online in a few minutes. Here is a brief instruction: * Go to the portal" E-licensing " elicense.kz and register using an EDS • After registration, select the "Service" button on the main page • Select the "Notification procedure" tab, click on the link "Notification of the beginning of activity as an individual entrepreneur" • Select the "Order a service online" command • Fill in the data about your sole proprietor (type of activity, tax procedure, etc.). Here you also make a request to the state agency – if you have tax debts, you will be denied registration of an individual entrepreneur. • After filling in all the data using the EDS, you send a notification to the tax authority. • In the elicense personal account.kz select the section "My permits" in which you select the "Notification" tab. In the status of the submitted application, click on the magnifying glass icon (view) and in the window that opens, you can download and print a notification and a coupon about your IP. As soon as you notify the tax authority about the beginning of your activity, you are considered an entrepreneur. Good luck to everyone in any endeavor!
How to close an LLP
How to close an LLP in Kazakhstan⠀ ⠀ Being an entrepreneur is a bold and risky business. Not everyone succeeds in achieving success the first time. Sometimes it happens that the business has not gone and it needs to be closed. And here it is important to do it legally correctly, so that later representatives of state agencies do not have any questions for you.⠀ ⠀ Today we are telling you how you can close your LLP. There are two ways to do this:⠀ ⠀ Via Egov.kz:⠀ - Log in to the portal and find the service "State registration of termination of the activity of a legal entity, removal from the registration of a branch and representative office"in the search. Order the service online.⠀ - Fill out the applications and attach the scanned documents. If you are a manager, sign the service using an EDS.⠀ - Pay the state fee for the service.Through the PSC:⠀ - Pre-book the queue via the telegram bot, Egov.kz or contact center 1414.⠀ - Submit an application for state registration of liquidation of a legal entity at the PSC operator. Have all the necessary documents with you.⠀ The time of rendering the service is 5 p. d.⠀ ⠀ Don't be afraid of failure, failure makes us stronger!