You can apply for out-of-court bankruptcy through the mobile application of Bank CenterCredit JSC (bcc.kz ) Previously, the procedure was only available by contacting the PSC in person or through the portal eGov.kz In the mobile app bcc.kz The "Bankruptcy of individuals" service has been launched in the "Public Services" section Step-by-step instructions for submitting an application: 1 Open the bcc appkz and go to the section: "Public services" "Services" 2 Select the "Bankruptcy of individuals" service 3 Read the brief information and click on "Application for out-of-court bankruptcy procedure" 4 Confirm or, if necessary, change the registration address then click "Continue" 5 Specify the state revenue authority and also if necessary mark one or both items I have been receiving social assistance for 6 months; I have not fulfilled my obligations for more than 5 years 6 Read the application conditions at the appropriate link 7 To send an application, click "Send an application" After submission, information about the consideration of the application by the state body will be displayed 8 The status of the application can be tracked in the "History" section 9 Upon successful processing of the application, the user will receive a push notification and the status "Executed" will appear in the "History" with detailed information and a link to the website of the relevant government agency 10 Please note if there is a marriage certificate, the consent of the spouse is required If there is no consent before 2359 of the current day, the application will be canceled automatically We note that the procedure can only be applied by individuals who comply with the conditions of the out-of-court bankruptcy procedure in accordance with Article 5 of the Law of the Republic of Kazakhstan "On Restoration of Solvency and Bankruptcy of Citizens of the Republic of Kazakhstan." Important the use of the service is free and there is no application fee