Compulsory insurance of employees against accidents (hereinafter-OSNS) in the performance of their labor duties carried out by the employer on the basis of Article 182 of the Labor Code of the Republic of Kazakhstan. Insurance of employee from accidents is one of the duties of the employer, the most important element of social protection of workers against occupational risks, which guarantees the insurance payments to victims by accident, also is a property interest of the employee life and health has suffered harm as the result of an accident that led to the establishment of he degree of incapacity or his death. The main purpose of occupational accident insurance is to provide a certain level of income to employees and their families in the event of disability or disability by the relevant authorities.Compensation for damage related to the establishment of the employee's degree of loss of professional ability to work from 5 to 29% is carried out by the employer. If the amount of the established degree is from 30 -100%, then this insurance payment is made by the insurance company.When the occupational disability and death of the worker on production in the accident, the insurer is the insurance benefit in connection with the establishment of he degree of incapacity (under the cat) in the form of payments for the period equal to the period of the establishment or extension under the cat of an employee in accordance with the contract, but not more than the period of the employee's retirement age. Also, in case of loss of professional ability to work, the insurer reimburses additional expenses caused by damage to the employee's health, on the basis of documents confirming these expenses. The total amount of insurance payments for reimbursement of additional expenses may not exceed the following amounts in monthly calculation indices (MCI) established by the law on the republican budget:
when setting the TFA from thirty to fifty-nine percent inclusive-500 MCI;
when setting the TFA from sixty to eighty-nine percent inclusive-750 MCI;
when setting the SUPT from ninety to one hundred percent inclusive-1000 MCI.
In the case of death of the employee in favor of the persons having according to the legislation of Kazakhstan the right to compensation of damages is insurance payment for damages associated with the death of the employee in the event of accident, but also because of the deterioration of his health due to the accident, compensation in the form of payments, within the term established by the Civil code of the RK. In the event of the death of the injured employee, the person who carried out his burial is reimbursed by the insurance company for the cost of burial in the amount of 100 MCI.
Head of the Department for Control of Safety and Labor Protection of the Department of the State Labor Inspectorate of Atyrau region S. A. Jabasov