UAPF answers pressing questions

1. Hello! This year, on August 2, my mother turned 59, when she prepares for retirement, where should we go first?

In accordance with the Law of the Republic of Kazakhstan On Pension Provision in the Republic of Kazakhstan, persons with pension savings in the UAPF are entitled to pension benefit payments from the UAPF upon reaching retirement age, including women who have reached:

from January 1, 2018 - 58.5 years;

from January 1, 2019 - 59 years old;

from January 1, 2020 - 59.5 years;

from January 1, 2021 - 60 years;

from January 1, 2022 - 60.5 years;

from January 1, 2023 - 61 years;

from January 1, 2024 - 61.5 years;

from January 1, 2025 - 62 years;

from January 1, 2026 - 62.5 years;

from January 1, 2027 - 63 years.

Considering that your mother will turn 59 on August 2 of this year, the right to pension benefits upon reaching retirement age, including from the UAPF, will arise only in 2021 when she reaches 60 years old.

To assign old-age pension benefits (for work experience before January 1, 1998), state basic pension payments and pension beneifts from the UAPF, you will need to apply with a package of documents to the subdivisions of the Government for Citizens State Corporation (PSC). Payments from budget funds and pension savings will be made in one day to the bank account specified in the application in accordance with the pension payments schedule established by the State Corporation.

2. Good day. A grief happened in our family, my stepfather died. He was our breadwinner, now we are experiencing financial difficulties and would like to know if my mother and I can take away the savings of our stepfather?

 In the event of the death of a person receiving pension benefits from the UAPF, or a person who has pension savings in an individual pension saving account (IPSA) in the UAPF and has not reached retirement age in accordance with paragraphs 1-3 of Article 11 of the Law, UAPF shall pay his family or the person who carried out the burial a one-time payment for burial within the amount of 52.4 times the monthly calculation index established for the corresponding financial year by the law on the state budget, but not more than the funds available on the IPSA.

In the event that the balance of pension savings on the IPSA after making a lump sum payment for burial is an amount that does not exceed the amount of the minimum pension established for the corresponding financial year by the law on the state budget, this balance is also paid as a payment for burial.

In addition, Articles 31 and 32 of the Law On Pension Provision in the Republic of Kazakhstan determine that in the event of the death of a person who has pension savings in the UAPF at the expense of compulsory pension contributions and compulsory occupational pension contributions, their pension savings are inherited in the manner prescribed by the legislation of the Republic Kazakhstan.

An up-to-date list of required documents depending on the type of payment, the method of their submission to the UAPF (with personal contact / via postal communication / third party), requirements for their registration, as well as application forms and samples of their filling depending on the type of payment currency, samples powers of attorney, UAPF contacts are posted on the UAPF website at www.enpf.kz.

3. Good day! I am disabled of the 2nd group (indefinitely), I receive monthly benefits from the UAPF. But now I urgently need money for treatment, can I get all my savings at once?

 In accordance with Articles 30 and 31 of the Law On Pension Provision in the Republic of Kazakhstan disabled persons of the first and second groups, if the disability is established for an indefinite period, have the right to receive pension savings from the UAPF (if any) only in the form of pension benefit payments according to the established schedule.

If the balance of pension savings on the individual pension saving account after the next monthly payment is less than 54 percent of the subsistence minimum established for the corresponding financial year by the law on the state budget, this balance is paid together with the amount of the next payment.

It is possible to receive pension savings at a time if the amount of pension savings as of the date of the beneficiary's appeal does not exceed twelve times the minimum pension established by the law on the state budget for the corresponding financial year (from April 1, 2020, this amount is KZT 485,292 = 12 * 40,441).

Please note that according to the schedule, pension benefit payments from the UAPF are established from the date of the beneficiary's request and are carried out until the pension savings are exhausted. The UAPF annually independently recalculates the amount of pension benefit payments according to the established schedule, taking into account the provisions provided for by the Rules for making pension payments.

Taking into account the above, the UAPF is not entitled to make a lump sum payment of the entire amount of pension savings to you. Pension benefits will be paid to you on a monthly basis in the manner and amount established by the legislation of the Republic of Kazakhstan.

4. Good afternoon, my neighbor is a citizen of Afghanistan, but he would like to get a job with me in my restaurant. Can I make pension contributions for him, if he is not a citizen of the Republic of Kazakhstan?

 In accordance with Article 2 of the Law On Pension Provision in the Republic of Kazakhstan, foreigners and stateless persons permanently residing in the territory of the Republic of Kazakhstan enjoy the right to pension provision on an equal basis with citizens of the Republic of Kazakhstan, unless otherwise provided by laws and international treaties. Foreigners and stateless persons permanently residing in the territory of the Republic of Kazakhstan, in the presence of an identity document (for a foreigner - a residence permit of a foreigner in the Republic of Kazakhstan, for a stateless person - a certificate of a stateless person), have the right to pension provision in the Republic Kazakhstan.

In the event that foreigners and stateless persons are in the Republic of Kazakhstan on another legal basis, then they are considered temporarily staying in the Republic of Kazakhstan and are not entitled to a pension provision in the Republic of Kazakhstan, incl. not entitled to pay pension contributions to the UAPF.

Thus, foreigners and stateless persons permanently residing in the territory of the Republic of Kazakhstan have the right to participate in the accumulative pension system of the Republic of Kazakhstan. With regard to filing an application for opening an individual pension saving account (IPSA) for accounting for compulsory pension contributions (CPC), compulsory occupational pension contributions (COPC) / concluding an agreement on pension benefits from voluntary pension contributions (VPC), then from January 2019 the opening of an IPSA in the UAPF for accounting CPC is carried out in an automatic mode, respectively, there is no need for individuals to contact the UAPF to open it. If an individual does not have an open IPSA for accounting for CPC in the UAPF, it is opened on the basis of the initial CPC amount received from the "Government for Citizens" State Corporation non-profit joint-stock company, transferred by the agent to the UAPF, to the details of the individual specified in the electronic payment order. In this connection, an application for the opening by individuals of an IPC for accounting CPC in the UAPF is now not required.

 

5. There is a lot of talk about digitalization in Kazakhstan, and against the background of coronavirus infection, it is necessary to talk about the development of online. What does the UAPF do about it? How many people receive services electronically?

 Thanks to the development of new technologies and the smooth operation of electronic systems, today more than 90% of UAPF services are provided online. Thus, our contributors (beneficiaries) may not endanger their health and, without leaving home, receive a whole range of services: conclude an agreement on pension benefits at the expense of voluntary pension contributions in their favor; view the statement from the IPSA; send yourself a statement from the IPSA by e-mail; make changes to certain details of the pension agreement; apply for an established disability of groups 1 and 2 for an unlimited period and other services (the full list of services can be found on the UAPF website).

Note that as of July 1, 2020, almost 9.4 million services were provided to UAPF contributors. This is 2.7% higher than last year. Of all services, 91.4% (or 8 566 698) were carried out in electronic format. Compared to the last year, the popularity of the online format has grown by 16.4%.

In addition, UAPF contributors can get advice in the call-center at 1418 (call within Kazakhstan is free), as well as on the corporate website www.enpf.kz, via a chatbot in WhatsApp and Viber at +7 777 000 14 18 and on the official pages of the UAPF in social networks Instagram, Facebook, VKontakte, Twitter, Telegram, Odnoklassniki.