UAPF JSC in accordance with the Law of the Republic of Kazakhstan On Pension Provision in the Republic of Kazakhstan, in the event of the death of a contributor (beneficiary), issues certificates on the existence of an individual pension saving account, on the balances and movements of funds on it upon written request to the heirs in accordance with the certificate of the right to inheritance by law or specified in the will, or by the courts on the basis of a ruling on inheritance cases in their proceedings, as well as notaries and foreign consular offices in inheritance cases in their proceedings.
To optimize interaction and save time, as well as to eliminate unnecessary paperwork, with the help of the E-notariat Unified Notary Information System, notaries themselves can send requests to the UAPF about whether deceased contributors (beneficiaries) have an individual pension saving account in the UAPF, about balances and the movement of money on it online, without sending written requests.
Therefore, when registering with a notary the inheritance property in the form of your father's pension savings, you do not need to make a request to the UAPF about the amount available on his pension account.
No, your account will not be closed, as we understand that your IPSA has pension savings that were transferred earlier when you were still working.
According to the Rules for keeping records of pension savings from compulsory pension contributions, compulsory occupational pension contributions and voluntary pension contributions on individual pension saving accounts of contributors (beneficiaries), approved by the Resolution of the Board of the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market dated February 12, 2021 No. 27, IPSA of contributors (beneficiaries) are closed after one month, provided there are no pension savings.
As long as your IPSA has at least some amount of pension savings, but it is temporarily not replenished, your IPSA will not be closed. Moreover, it will continue to accrue investment income.
Recall that unclaimed amounts of pension savings are not subject to write-off by the UAPF until the demand for this amount by the beneficiaries or their heirs.
In the future, when you apply for a job, your pension contributions will continue to flow into your current IPSA.
Within the framework of collective (corporate) pension plans, widely used in developed countries (Great Britain, USA, Canada, New Zealand), the employee and the employer make joint contributions to the employee's pension account, i.e. the employer shares the responsibility for the pension provision of its employees.
The employer's contribution to the employee is financed from its own funds. Employers use this opportunity as a tool to increase employee loyalty, attract and retain key personnel, and to ensure a higher level of retirement income for employees after retirement. In Kazakhstan, the participants of the new pension system will be employees, in favor of whom employers will transfer the employer's compulsory pension contributions calculated from the monthly income of employees and transferred at the expense of the employer's own funds to personalized notional pension saving accounts (hereinafter referred to as NPSA) in the UAPF.
The opening of the NPSA in the UAPF for accounting of the ECPC will be carried out on the basis of the list of individuals submitted by the agent to the UAPF through the State Corporation "Government for Citizens", when transferring the ECPC. For each participant in the system, it is envisaged to open the NPSA in automatic mode on the day the lists of individuals are accepted, upon receipt of the first installment or penalty in favor of an individual without a NPSA with the assignment of a unique NPSA number.
At the same time, it is planned to gradually introduce the ECPC in the following order: from January 1, 2024 - in the amount of 1.5 percent, with an annual increase of 1 percent - until reaching 5 percent from January 1, 2028.
The phased introduction of ECPC will alleviate the burden on the employer.
It should be noted that the ECPC will be paid out only for workers born after January 1, 1975.
Persons who have reached retirement age, as well as persons with disabilities of the first and second groups, if the disability is established indefinitely, with at least 5 years (60 months) of participation in the ECPC system, will be entitled to pension benefits at the expense of the ECPC.
The maximum size of the pension benefit at the expense of the ECPC cannot exceed two times the subsistence minimum established for the corresponding financial year by the law on the republican budget.
Pension benefits at the expense of ECPC are assigned for life, paid for the current month and are made for the month of death or departure for permanent residence outside the Republic of Kazakhstan, inclusive.
Please note that, unlike the accumulative pension system, pension savings at the expense of the ECPC in the conditional funded component are not inherited (since they are not the property of the employee and the employer), are not subject to withdrawal from the UAPF in the form of lump-sum pension benefits in order to improve housing conditions and (or) to pay for treatment from the UAPF, cannot be transferred to the trust management of the IPM, and they are not covered by the state guarantee of the safety of pension savings.
The government, along with the introduction of the ECPC, is considering the possibility of reducing the burden on the employer's payroll by reducing social payments and tax breaks. In general, with the introduction of the ECPC, responsibility for providing pensions to citizens will be distributed between the state, the employee and the employer.
If you change the specified number, then you have two ways to make changes and update your personal data:
1) on the site enpf.kz in the section "Electronic Services" select the subsection "Make changes and (or) additions to the details", enter the page using an electronic digital signature (EDS);
2) through the branches of UAPF and Kazpost JSC.
On the site you can not only make changes and additions to your details, but also get a certificate of availability of IPSA, get as statement from IPSA, send an appeal with a question of interest, order a Mobile Office visit, call back, calculate the predicted amount of a future pension using "Pension Calculator". Also, through it, you can track the status of your account, find out about all changes in the pension system, see the location of the nearest UAPF office, and even call the contact center.
Also, each UAPF contributor, using the website and mobile application, can find out if he has enough funds for IPSA to exercise his right to use part of his pension savings for housing improvement or treatment, or for transfer to companies managing the investment portfolio.
We want to remind you right away that the operation of the Single Aggregate Payment (SAP) as a tax regime for self-employed citizens was provided by the Tax Code only for a 5-year period - from 2019 to 2023, that is, it is valid only until the end of the current year.
SAP is payable in total. Payment of SAP is made by depositing SAP by the payer in cash or by bank transfer through banks and organizations carrying out certain types of banking operations to the bank account of the State Corporation "Government for Citizens" subject to the requirements of the Law of the Republic of Kazakhstan "On Payments and Payment Systems".
Payment of SAP by payers is carried out independently or by a third party in their favor, indicating the month of the calendar year for which SAP is paid in the format "MMYYYY".
At the same time, SAP can be paid for the current and subsequent months of the calendar year.
SAP Amount:
1 MCI - for individuals residing in the cities of republican significance, the capital and regional significance (KZT3,450.00 in 2023);
0.5 MCI - for individuals living in other settlements (KZT1,725.00 in 2023).
SAP combines four mandatory wage types:
5 questions - UAPF answers topical questions
1) Hello, I am an active pensioner, can I withdraw my pension savings for medical treatment?
According to paragraph 1 of Article 30 of the Law (Law of the Republic of Kazakhstan "On Pension Provision in the Republic of Kazakhstan"), pension benefits from the UAPF are made from pension savings formed from compulsory pension contributions (CPC), compulsory occupational pension contributions (COPC), in the form of monthly pension payments according to the established schedule and (or) insurance payments from the insurance company in accordance with the pension annuity agreement at the expense of pension savings, as well as in the form of lump-sum pension benefits in order to improve housing conditions and (or) payment for treatment to persons specified in paragraph 1-1 Article 31, in paragraph 1-1 of Article 32 of the Law.
Thus, paragraph 1-1 of Article 31 and paragraph 1-1 of Article 32 of the Law provide that the right to one-time pension benefits at the expense of CPC and (or) COPC, including in order to pay for treatment for oneself or a spouse, or close relatives have individuals who have pension savings in the UAPF, if one of the following conditions is met:
if the amount of pension savings at the expense of CPC and (or) COPC, available in the individual pension saving account (IPSA) of the contributor, exceeds the threshold of the minimum sufficiency of pension savings;
if the size of the pension, and for retired judges, the amount of the pension and monthly allowance ensures the replacement rate of the recipient's average monthly income at a level of at least 40 percent, determined in the manner determined by the Government of the Republic of Kazakhstan. When calculating the replacement rate of the average monthly income, the recipient's income is taken into account before the date of retirement, but not more than the average monthly income in the republic;
if the contributor has entered into a pension annuity agreement with an insurance organization.
It should be noted that the Rules for the use of lump-sum pension payments for treatment, which regulate the procedure for the use of lump-sum pension payments for treatment, establish, among other things, a list of medical services paid for by lump-sum pension payments, which includes:
- treatment of orphan diseases;
- dental services;
- reconstructive and restorative operations (plastic);
- radionuclide treatment and radioiodine therapy;
- radiosurgical treatment;
- proton therapy;
- ophthalmological services.
Considering the foregoing, if you belong to one of the above categories of persons entitled to lump-sum pension payments, then you can see information about the amount of pension savings available for withdrawal in the extract from the IPSA, which can be viewed in your personal account on the website and the UAPF mobile application (note that the amount available for withdrawal is reflected automatically), or on the e-government website or application.
2) Hello! I have recently heard on the news that there is no need to write an application to open an account with the UAPF. How do you get information about a citizen if the account is opened without his participation?
Yes, indeed, all individual pension accounts in the UAPF are opened automatically.
This automatic procedure for opening individual pension saving accounts (IPSA) for accounting pension contributions applies to:
- compulsory pension contributions (CPC) - from January 8, 2019;
- voluntary pension contributions (VPC) - from May 1, 2021;
- compulsory occupational pension contributions (COPC) - from October 26, 2021.
The identification of an individual in whose favor the pension contribution was transferred is carried out according to his personal data (full name, IIN, date of birth) specified in the payment order. In this case, all the necessary information about the details of the current identity document of an individual, and the place of permanent residence, the UAPF receives other information from the relevant information systems of state agencies.
3) Good afternoon! I am preparing to receive my retirement savings ahead of schedule and I am interested in the issue of paying individual income tax. Will I be paying it in full now? How will my remaining savings be paid after retirement? Are there any deductions?
In order to determine the procedure for taxation of the amounts of one-time pension payments from the UAPF by article 351-1 of the Code of the Republic of Kazakhstan "On taxes and other obligatory payments to the budget" (Tax Code) "dated December 25, 2017. No. 120-VI (hereinafter - the Tax Code) provides for the specifics of calculating, withholding and paying individual income tax (hereinafter - IIT) from lump-sum pension payments in order to improve housing conditions and (or) payment for treatment (hereinafter - LSPP), carried out in accordance with pension legislation of the Republic of Kazakhstan.
In this case, the IIT is calculated by applying the rates established by Article 320 of the Tax Code (in the amount of 10%) to the amount of the LSPP.
Withholding and transferring the IIT from the LSPP amounts in accordance with paragraph 2 of Article 351-1 of the Tax Code are made by the UAPF by the statement of an individual on withholding the IIT in one of the following ways:
1) at a time, no later than the day the lump-sum pension payment is made in the manner prescribed by Article 351 of the Code;
2) monthly in equal installments for no more than sixteen years according to the schedule established by the UAPF for pension payments.
Withholding of the IIT is made based on an application for withholding the IIT submitted by an individual to a tax agent represented by the UAPF in the prescribed form.
Thus, when an individual applies to withholding the IIT from the LSPP in accordance with subparagraph 2) of paragraph 2 of Article 351-1 of the Tax Code, withholding and transferring the IIT will be carried out by the UAPF upon reaching the retirement age according to the schedule for pension payments established by the UAPF.
Please note that under the clarifications received from the State Revenue Committee of the Ministry of Finance of the Republic of Kazakhstan, given that the UAPF is recognized as a tax agent and calculates the IIT from the LSPP, tax deductions provided for in subparagraph 1) of paragraph 1 of Article 345 of the Tax Code, as well as standard tax deductions do not apply to the LSPP.
Upon retirement, subsequently, the recipient retains the right to apply tax deductions for pension payments from the UAPF in the manner prescribed by subparagraph 1) of paragraph 3 of Article 353 of the Tax Code.
So, in accordance with subparagraph 1) of Article 326 of the Tax Code, it is determined that income in the form of taxable pension payments includes payments made by the UAPF from pension savings, including through compulsory pension contributions (hereinafter referred to as CPC) and compulsory occupational pension contributions (hereinafter - COPC).
At the same time, the calculation of income tax withholding is carried out in aggregate for pension payments for all types of contributions within a calendar year.
According to subparagraph 1) of paragraph 3 of Article 353 of the Tax Code, the amount of taxable income in the form of pension payments from the UAPF is determined in the following order:
the amount of taxable income in the form of pension benefits,
minus
the amount of the adjustment for individual income tax provided for by paragraph 1 of Article 341 of this Code,
minus
the amount of tax deductions in the manner and amount specified in paragraph 1 of Article 345 and subparagraphs 2) and (or) 3) of paragraph 1 of Article 346 of this Code.
According to paragraph 1 of Article 345 of the Tax Code, a tax deduction in the amount of one minimum wage (minimum wage) established by the law on the republican budget and in effect on the date of accrual of income in the form of a pension payment is applied to taxable income in the form of pension payments for each month, for which the pension payment is made.
At the same time, in accordance with clause 7 of Article 353 of the Tax Code, the amount of unused tax deductions is transferred to subsequent tax periods within a calendar year.
We also note that paragraph 1 of Article 320 of the Tax Code provides that the taxpayer's income is taxed with IIT at a rate of 10 percent.
Let's give an example:
The monthly pension payment from the UAPF is 50,000 tenge. When determining taxable income in the form of pension payments, a tax deduction is applied in the amount of 1 minimum wage - 42,500 tenge. The IIT calculation is as follows: (50,000- 42,500) * 10% = 750 tenge.
Thus, the recipient will receive an amount of 49,250 tenge (50,000 tenge - 750 tenge = 49,250 tenge).
However, if there are tax liabilities for the payment of a deferred IIT upon reaching retirement age, for example, I previously withdrew 5,000,000 tenge with a deferred IIT from my retirement account, then the amount of IIT with an IIT calculated in equal shares for no more than 16 years according to the established UAPF to the schedule for pension payments - 2604.17 tenge (5,000,000.00 * 10%): 192, where 192 is the number of months (16 years * 12). The amount to be paid is 46,645.83 tenge (50,000.00 –750-2604.17).
4) Good afternoon! I have been a pensioner for the third year already, but recently I found a small part-time job as a watchman. Now I have a question, will my employer transfer 10% of my salary to the UAPF? After all, I’m already receiving retirement payments from you.
No, your employer will not transfer pension contributions to the UAPF for you. In accordance with the provisions of paragraph 2 and paragraph 3 of Article 24 of the Law on Pension Provision, individuals who have reached retirement age are exempted from paying compulsory pension contributions and (or) compulsory occupational pension contributions to the UAPF.
5) Hello! I am a citizen of the Russian Federation, but I live and work in Kazakhstan, how is the issue of my pension provision being resolved?
In accordance with the Treaty on the EAEU of 05/29/2014. Pensions for workers of the EAEU member states and family members are regulated by the legislation of the state of permanent residence, as well as under a separate international agreement between the EAEU member states. Such an international treaty is the Agreement on Pension Provision of Workers of the Member States of the Eurasian Economic Union dated December 20, 2019 (hereinafter referred to as the Agreement), which entered into force on January 1, 2021.
The main purpose of the Agreement is to form the pension rights of workers of the EAEU member states on the same conditions and in the same manner as the citizens of the state of employment, that is, each EAEU member state must guarantee to citizens of other EAEU member states the number of pension rights equal to the scope of rights granted to its citizens on similar terms.
It should be noted that Article 12 of the Agreement, containing transitional provisions, provides that the appointment and payment of pensions are carried out in the following order:
for the length of service acquired after the entry into force of the Agreement, the pension is assigned and paid by the EAEU member state, in the territory of which the corresponding length of service was acquired;
for the length of service acquired before the entry into force of the Agreement, the pension is assigned and paid in accordance with the legislation of the EAEU member states and the Agreement on guarantees of the rights of citizens of the member states of the Commonwealth of Independent States in the field of pension provision of March 13, 1992, and for the Republic of Belarus and Russian Federation - Agreement between the Russian Federation and the Republic of Belarus on cooperation in the field of social security dated January 24, 2006.
Thus, the provisions of the Agreement will apply only to the length of service acquired by the worker in the period after the entry into force of the Agreement, subject to the official employment of citizens of the EAEU member states temporarily carrying out labor activities in the territory of another EAEU member state with the conclusion of an employment or civil contract. with the employer of the state of employment and with mandatory payment of pension (insurance) contributions to the pension system of the state of employment.
At the same time, subparagraph 2.3 of paragraph 2 of Article 2 of the Agreement establishes that in the Republic of Kazakhstan the Agreement applies to pension payments from the UAPF at the expense of formed pension contributions:
1) upon reaching the retirement age;
2) when establishing disability of the first and second groups, if the disability is established for an indefinite period;
3) a lump sum payment to heirs.
Thus, in the Republic of Kazakhstan:
At the same time, citizens of the EAEU countries, including the Russian Federation, will have the right to apply for pension payment to the UAPF, which is the competent authority in Kazakhstan for the implementation of the Agreement, or to the competent authority of the state of residence, for example, to the Pension Fund of the Russian Federation with the provision of documents established by law. Republic of Kazakhstan.
Information about the nearest addresses of branches of UAPF JSC can be found on the official website of the Fund, as well as through the ENPF mobile application, by installing it on any smartphone or tablet. You can also use the WhatsApp service by calling +7 777 000 1418 and find out from the Fund's specialist not only the addresses of the branches, but also all the information you are interested in. And perhaps the most traditional way is to make a call to the call center at a short number 1418, where polite operators will always tell you how to find the nearest branch of UAPF JSC.
The ENPF mobile application can be downloaded for free on any smartphone or tablet based on Android or IOS.
For authorization in the Personal Account of the application, an electronic digital signature (EDS) or login (your IIN) and password are used. But the login and password can be used if the method of obtaining data on one's savings has been chosen in advance - “Internet informing”. This choice can be made again using the EDS here, in the mobile application or on the enpf.kz website. If there is no EDS, then you will have to visit one of the offices of the Fund once, or, if it is absent in your place of residence, one of 300 branches of Kazpost JSC and sign the corresponding agreement.
All information in the mobile application is presented in 2 languages: Kazakh and Russian.
Using the application, you can get a certificate of the existence of an individual pension saving account, get a statementfrom the IPSA, send an appeal with a question of interest, order a mobile office visit or a call back, make changes and (or) additions to your details, calculate the projected amount of future pension using the Pension Calculator. Also, through it, you can track the current state of your pension account, find out about all changes in the pension system, see the location of the nearest UAPF office and even call the contact center.
In addition, through this application, each UAPF contributor can find out whether he has enough funds in his individual pension saving account to exercise his right to use part of his pension savings for housing improvement or medical treatment, or for transferring to companies that manage investment portfolio.
In the event of the death of the beneficiary, as well as of a person who has pension savings in the UAPF and has not reached retirement age (men upon reaching 63 years of age, women upon reaching 60 years of age in 2021 with an increase in age by 0.5 years each year to 63 years in 2027), the UAPF pays a one-time payment for burial to his family or the person who carried out the burial within the amount of 52.4 times the monthly calculation index established for the corresponding financial year by the law on the republican budget (in 2021 the MCI is KZT 2,917), but not more funds available in the individual pension saving account (IPSA).
If the balance of the beneficiary's pension savings on the IPSA after making a lump sum payment for burial is an amount that does not exceed the amount of the minimum pension established by the law on the republican budget for the relevant financial year, this balance is paid as a payment for burial.
If after this payment there are savings left on the individual pension saving account, they are inherited in the manner prescribed by the legislation of the Republic of Kazakhstan.
The list of documents for receiving pension benefits from the UAPF in the event of the death of the beneficiary (for burial / heirs) and registration of inherited pension savings in the UAPF can be found on the official website of the Fund enpf.kz
In accordance with the provisions of Article 326 of the Code of the Republic of Kazakhstan On Taxes and Other Compulsory Payments to the Budget, pension benefits paid by the UAPF are related to income in the form of taxable pension benefits.
Detailed information on the procedure for withholding individual income tax when taxing pension payments from the UAPF is also posted on the Fund's website in the section: "To beneficiaries" - "Procedure for taxing pension benefits".
More than 90% of all UAPF services are now provided in electronic format. For example, by registering in your Personal Account on the website enpf.kz, you can receive a number of services, monitor the current indicators of pension assets, supplement the details of contracts and much more. You can use this service by means of an electronic digital signature or by entering your IIN and password. In the Personal Account, you can also get a certificate of the existence of an individual pension saving account, apply for pension benefits in connection with the establishment of disability groups 1 or 2 for an unlimited period, track the status of the application for payment, relocation and much more.
The enpf.kz website is constantly updated, and new types of services appear. For example, in order to improve the quality of the services provided, for the convenience of beneficiaries and to save their time, the Fund has implemented the possibility of submitting an application for the appointment of pension benefits formed from voluntary pension contributions and the investment income accrued on them, held in the UAPF for at least five years, remotely - through a personal account on the corporate website of the UAPF.
Thus, in the personal account on the website enpf.kz, the service for submitting applications for the appointment of pension benefits is provided to beneficiaries who have pension savings in the UAPF:
- at the expense of compulsory pension contributions and (or) compulsory occupational pension contributions: to persons with disabilities of groups 1 or 2 for an indefinite period;
- at the expense of VPC:
persons who have reached the age of 50;
persons with disabilities;
persons who have pension savings within the amount of the VPC and the investment income accrued on them, who have been in the UAPF for at least five years.
To submit an application, beneficiaries must have an electronic digital signature. You can also track the status of execution of the application for benefit registered in UAPF JSC on the website enpf.kz using the service “My applications for benefits / transfers” in the “Electronic services” section.
In order to submit an application, you need to log in to your Personal Account using an EDS, then in the "Services" section select the service "Submitting an application for the appointment of pension benefits", then fill out and sign the relevant EDS documents.
The status of the UAPF application processing can be easily tracked using the service "My applications for benefits / transfers" in the "Services" section of your personal account here on the website.
A contributor on the site can independently calculate his future pension benefits using the Forecast Pension Calculator on our site. It covers all components of the pension within the multi-tier pension system of Kazakhstan: state basic pension and old-age pension (or PAYG), as well as a pension formed from compulsory pension contributions, compulsory occupational pension contributions and voluntary pension contributions.
To do this, you must fill in all the fields in the Forecast Calculator: date of birth, gender, seniority, amount of savings, etc. If you are registered in your Personal Account on the website enpf.kz, then the fields in the calculator are filled in automatically and the calculation of the future pension is carried out in two or three clicks.
Also, in the Pension Calculator in the Personal Account, information is available about the amount exceeding the sufficiency threshold and available for withdrawal in the form of lump-sum pension benefits for improving housing conditions and medical treatment or transferring to companies that manage the investment portfolio.
You can track the account status, find out about all the news of the pension system, receive push notifications about the receipt of pension contributions, and much more in the UAPF mobile application, which we wrote about above.
Most of the services provided by the Fund can also be obtained on the e-government website www.egov.kz using an electronic digital signature (EDS) or a one-time password. You can also get an EDS online on the e-government portal.
For users of social networks, the pages of the UAPF are always active on such popular platforms as Odnoklassniki, Facebook, Vkontakte, Twitter, and Instagram, where you can also ask your questions.
According to the Law On Pension Provision in the Republic of Kazakhstan, the right to receive pension benefits from the UAPF comes under certain conditions, including in the case of establishing disability groups 1 and 2 for an unlimited period. UAPF is obliged to pay pension benefits to recipients in the manner established by the Government of the Republic of Kazakhstan. The specified procedure, including the calculation of the amount of the annual amount of pension benefits according to the established schedule from the UAPF, is determined by the Rules for the implementation of pension benefits from pension savings formed from compulsory pension contributions, compulsory occupational pension contributions from the unified accumulative pension fund, and the methodology for calculating the amount of pension benefits approved by the Government Decree of 02.10.2013 No. 1042. Thus, if the disability of group 2 is established for you indefinitely, you can receive pension benefits from the UAPF according to the established schedule or at a time if the total amount of your pension savings is less than 12 minimum pensions, this year it is 519,264 tenge. If there are enough savings, then pension benefits are paid until they are exhausted. At the same time, the minimum pension benefit from the UAPF for beneficiaries with disabilities of any age cannot be less than 70% of the subsistence minimum or 24,012 tenge in the current year.
You can apply online at the fund's website enpf.kz. The day of applying for a pension benefit for this category of beneficiaries is the date of receipt or receipt of documents in the UAPF, after which the UAPF transfers the amounts of pension benefits to your bank account within ten working days.
Applications for participation in the contest "The kindest" are being accepted.
Applications for participation in the "Kindest" contest, launched on September 1 with the support of the NGO "Center for Support of Civil Initiatives" and the Ministry of Information and Public Development of the Republic of Kazakhstan, continue to be accepted in Kazakhstan.
The competition is held among the participants of the nationwide project "Marathon of Good Deeds" in ten nominations: "The kindest region", "The kindest business", "The kindest village", "The kindest team", "The kindest yard", "The kindest university", "The kindest school", "The kindest to the environment", "The kindest editorial office" and "The kindest volunteer". The main objectives of the contest are to promote the culture of charity and volunteering in the country. Adult Kazakhstanis who are involved in charitable and volunteer activities within the framework of the Marathon of Good Deeds project during the year can take part in it. The winners will be determined by the selection committee in the period from November 1-12 of this year.
You can apply for participation until October 29, 2021. Detailed information, regulations for each nomination and questionnaires of participants are available on the official website of the Marathon project - www.qim.kz . For all questions, you can contact the representatives of the organizing committee at the following contacts: +7 701 513 55 00, 8 708 425 22 39.
We remind you that the nationwide project "Marathon of Good Deeds" was launched in February this year on the initiative of the Head of State Kassym-Jomart Tokayev as part of the celebration of the 30th anniversary of Kazakhstan's Independence. One of the most important tasks of the project is to unite caring citizens and organizations and jointly build a community based on the idea of generosity and kindness, which in the future will positively change society and people's lives. Anyone can join the Marathon by sharing their good deeds on social networks under the official hashtags #KAYYRYMDYISTERMARATHONS #MARATHONDOBRYHDEL.
On the enpf website.kz with the help of the Forecast Pension Calculator service, you can independently calculate the amount of future pension payments.
The forecast calculation includes the following components:
• State basic pension;
* old-age pension (or solidary);
* * payments from NPFs;
* * deductions from mandatory pension contributions (OPV), mandatory occupational pension contributions (OPV) and voluntary pension contributions (DPV).
To make the calculation, enter the date of birth, gender, work experience, time of participation in the accumulative pension system, the amount of savings to date and salary.
The result of calculating future payments from NPFs is issued in three scenarios - pessimistic, realistic and optimistic, each of which takes into account the expected level of inflation and possible profitability. At the same time, the results are presented in real value terms minus the inflation of the corresponding period.
I heartily congratulate you on your professional holiday - Teacher's Day!
This is truly a national holiday. Many of us have school years far behind us, but we always remember with great reverence the teachers who patiently led us through the vast expanses of knowledge.
The famous Hero Bauyrzhan Momyshuly said: "Both the future ruler, the sage, and the scientist were raised by teachers. Just as we honor the mothers who gave birth to a new generation, we should also honor the teachers who educate this generation."
You form personalities, instill love for the Motherland in children, help them learn the subtleties of life! On the eve of the 30th anniversary of the country's Independence, I would especially like to note the merits of teachers in the formation of a sovereign state.
The wise folk saying remains relevant at all times: "There is no life without knowledge, there is no knowledge without learning."
Respect for the teacher is the duty of humanity. As the great Abai said, "having remembered the words of the wise, he himself becomes prudent," the upbringing and example of a teacher become the life baggage of a student. A person who has met a good teacher on the path of life, who has received upbringing and education, will undoubtedly not retreat before the hardships of life and will find the right way to the future.
In the hands of modern teachers – the upbringing of a decent generation, the quality of education of the country, and in general - the future of the people. In the era of globalization, the level of education and science is an indicator of competitiveness. Therefore, the primary task is to bring the field of education up to international standards, to enter the global knowledge space. There are many opportunities for this, and we must use them effectively.
I wish you good health, family well-being, creative success in noble work, achievement of new heights.
Happy holidays, our dear teachers!
Akim of the region Ondasyn URAZALIN
INFORMATIONAL MESSAGE
New UAPF remote service
To receive payments from voluntary pension contributions that have been in the UAPF for at least 5 years, depositors can apply through the enpf website.kz
In order to improve the quality of services provided, for the convenience of recipients and to save their time, the UAPF implemented the possibility of submitting an application for the appointment of pension payments formed at the expense of voluntary pension contributions and investment income accrued on them, which have been in the UAPF for at least five years, remotely – through a personal account on the UAPF corporate website.
Thus, in your personal account on the enpf website.kz the service for submitting applications for the appointment of pension payments is provided to recipients who have pension savings in the UAPF:
at the expense of mandatory pension contributions and (or) mandatory occupational pension contributions: to persons with disabilities of group 1 or 2 indefinitely;
- at the expense of the DPV:
persons who have reached the age of 50;
persons with disabilities;
persons who have pension savings within the limits of the amounts of the DPV and the investment income accrued on them, who have been in the UAPF for at least five years.
To submit an application, recipients must have an electronic digital signature. You can also track the status of execution of an application for payment registered with UAPF JSC on the enpf website.kz using the service "My applications for payments/transfers" in the section "Electronic services".
Voluntary pension contributions are money that is made by depositors (recipients) on their own initiative to the UAPF. They can be made by both individuals in their favor, and individuals and legal entities in favor of a third party. At the same time, the amount and frequency of payment of the DPA are established by an individual or a legal entity independently.
Since May 1 of this year, amendments to the Law of the Republic of Kazakhstan "On Pension Provision in the Republic of Kazakhstan" have entered into force, according to which:
- the basis for opening an individual pension account for accounting for DPV is, among other things, the first DPV received by the UAPF. Thus, the depositor (recipient) does not need to visit the UAPF office. The identification of the individual in whose favor the DPA is made is carried out according to his personal data (full name, IIN, date of birth) specified in the electronic format of the payment order when transferring the DPA, and all the necessary information: about the details of the current identity document of the individual, about the place of permanent residence, other information, the UAPF receives from the relevant information systems of state bodies;
- the right to pension payments from the UAPF at the expense of the UAP arises, among other things, from persons who have pension savings within the amounts of the UAP and the investment income accrued on them, who have been in the UAPF for at least five years.
As of August 1, 2021, after the entry into force of the above changes, about 2.8 thousand recipients have used the right to receive pension payments at the expense of DPS that have been in the UAPF for at least five years by submitting them at the offices of the UAPF. Now you can apply for the payment of savings at the expense of DPV without leaving your home.
The UAPF was established on August 22, 2013 on the basis of JSC "NPF "GNPF". The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Property and Privatization Committee of the Ministry of Finance of the Republic of Kazakhstan. The trust management of pension assets of the UAPF is carried out by the National Bank of the Republic of Kazakhstan. Since January 1, 2016, the functions of developing proposals to improve the efficiency of pension asset management have been transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts mandatory pension contributions, mandatory professional pension contributions, voluntary pension contributions, pension payments, individual accounting of pension savings and payments, provides the depositor (recipient) with information on the status of his pension savings (for more information, see www.enpf.kz)
As of September 02, 2021, the UAPF received 676,942 (262,659 rejected) applications from authorized operators for one-time pension payments to improve housing conditions, 55,725 (19,153 rejected) applications for medical treatment, as well as 3,326 (663 rejected) applications for the transfer of pension savings by the investment portfolio manager.
The reasons for rejecting applications are as follows:
1. The amounts are incorrectly indicated, including those with excess of existing pension savings.
2. The amounts for withdrawal are incorrectly indicated when choosing the method of payment of individual income tax (IPN).
3. Depositors indicated the entire amount of pension savings, and not within the amount available for withdrawal.
4. The applications indicated irrelevant amounts, i.e. depositors did not take into account changes in the amount of pension savings due to market fluctuations in investment income.
5. Applications were submitted from persons who did not have pension savings in UAPF JSC.
6.Duplicate applications were submitted by depositors.
In order to prevent domestic violence, on July 29 this year, the public association "Youth faction of Kazakhstan" organized a training seminar on the topic "Take care of your life".
The event was attended by the secretary of the Commission on women's Affairs and family and demographic policy under the akim of the region-D. Tynymkulova, psychologist-inspector of the probation service department "Astana district" in Aktobe, captain of justice-N. Abubakirova, psychologist of the information and consulting center "lectory", coach at the family institute-L. Konarbayeva and specialists of the city crisis center.
The main purpose of the event is to discuss specific problems of domestic violence against women and identify ways to solve them, approve a model of zero tolerance for domestic violence in the family.
During the event, the psychologist of the information and consulting center "lecture" - L. Konarbayeva conducted a training, answered the questions of the participants and shared tips.
The event was carried out within the framework of the state social order of the Department of Internal Policy of the Aktobe region.
From July 1 to September 1, 2021, the Ministry of Information and Public Development of the Republic of Kazakhstan accepts applications for the award for non-governmental organizations (NGOs).
According to tradition, applications are accepted in 15 areas indicated in Article 5 of the Law "On State Social Orders, grants and Awards for Non-governmental organizations". The prizes are awarded on the basis of the Rules for Awarding Prizes to NGOs.
Dear leaders and representatives of NGOs, if your organization is actively working and contributes to solving socially significant issues of the population, * we invite you to apply for the Award. 🔖 ✉ ️
☎ phone numbers for inquiries +7 (7172) 74 02 17, 74 09 97, 74 05 11, +7 (702) 376 84 00, +7 (705) 101 59 05, +7 (702) 714 63 24