GOV.KZ – Single platform for the digital resources of government agencies

09 июня 2023

1. After the death of my father, I, as the sole heir, claim his pension savings. Do I need to make a request to UAPF about the amount available on his account or do I need to contact a notary?

UAPFJSC in accordance with the Law of the Republic of Kazakhstan On Pension Provision in the Republic of Kazakhstan, in the event of the death of a contributor (beneficiary), issues certificates on the existence of an individual pension saving account, on the balances and movements of funds on it upon written request to the heirs in accordance with the certificate of the right to inheritance by law or specified in the will, or by the courts on the basis of a ruling on inheritance cases in their proceedings, as well as notaries and foreign consular offices in inheritance cases in their proceedings.

To optimize interaction and save time, as well as to eliminate unnecessary paperwork, with the help of the E-notariatUnified Notary Information System, notaries themselves can send requests to the UAPF about whether deceased contributors (beneficiaries) have an individual pension saving account in the UAPF, about balances and the movement of money on it online, without sending written requests.

Therefore, when registering with a notary the inheritance property in the form of your father's pension savings, you do not need to make a request to the UAPF about the amount available on his pension account.

 

2. I read that pension accounts of UAPF contributors will be closed if no deductions are made to them? I am currently unemployed as I was laid off. Does this mean my account will close? Where will my savings go in this case?

No, your account will not be closed, as we understand that your IPSA has pension savings that were transferred earlier when you were still working.

According to the Rules for keeping records of pension savings from compulsory pension contributions, compulsory occupational pension contributions and voluntary pension contributions on individual pension saving accounts of contributors (beneficiaries), approved by the Resolution of the Board of the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market dated February 12, 2021 No. 27, IPSA of contributors (beneficiaries) are closed after one month, provided there are no pension savings.

As long as your IPSA has at least some amount of pension savings, but it is temporarily not replenished, your IPSA will not be closed. Moreover, it will continue to accrue investment income.

Recall that unclaimed amounts of pension savings are not subject to write-off by the UAPF until the demand for this amount by the beneficiaries or their heirs.

In the future, when you apply for a job, your pension contributions will continue to flow into your current IPSA.

 

3. From January 1, 2024, compulsory pension contributions from the employer to the UAPF at the expense of the employer's own funds will be introduced. How does this happen and is there such a practice in developed countries?

Within the framework of collective (corporate) pension plans, widely used in developed countries (Great Britain, USA, Canada, New Zealand), the employee and the employer make joint contributions to the employee's pension account, i.e. the employer shares the responsibility for the pension provision of its employees.

The employer's contribution to the employee is financed from its own funds. Employers use this opportunity as a tool to increase employee loyalty, attract and retain key personnel, and to ensure a higher level of retirement income for employees after retirement. In Kazakhstan, the participants of the new pension system will be employees, in favor of whom employers will transfer the employer's compulsory pension contributions calculated from the monthly income of employees and transferred at the expense of the employer's own funds to personalized notional pension saving accounts (hereinafter referred to as NPSA) in the UAPF.

The opening of the NPSA in the UAPF for accounting of the ECPC will be carried out on the basis of the list of individuals submitted by the agent to the UAPF through the State Corporation "Government for Citizens", when transferring the ECPC. For each participant in the system, it is envisaged to open the NPSA in automatic mode on the day the lists of individuals are accepted, upon receipt of the first installment or penalty in favor of an individual without a NPSA with the assignment of a unique NPSA number.

At the same time, it is planned to gradually introduce the ECPC in the following order: from January 1, 2024 - in the amount of 1.5 percent, with an annual increase of 1 percent - until reaching 5 percent from January 1, 2028.

The phased introduction of ECPC will alleviate the burden on the employer.

It should be noted that the ECPC will be paid out only for workers born after January 1, 1975.

Persons who have reached retirement age, as well as persons with disabilities of the first and second groups, if the disability is established indefinitely, with at least 5 years (60 months) of participation in the ECPC system, will be entitled to pension benefits at the expense of the ECPC.

The maximum size of the pension benefit at the expense of the ECPC cannot exceed two times the subsistence minimum established for the corresponding financial year by the law on the republican budget.

Pension benefits at the expense of ECPC are assigned for life, paid for the current month and are made for the month of death or departure for permanent residence outside the Republic of Kazakhstan, inclusive.

Please note that, unlike the accumulative pension system, pension savings at the expense of the ECPC in the conditional funded component are not inherited (since they are not the property of the employee and the employer), are not subject to withdrawal from the UAPF in the form of lump-sum pension benefits in order to improve housing conditions and (or) to pay for treatment from the UAPF, cannot be transferred to the trust management of the IPM, and they are not covered by the state guarantee of the safety of pension savings.

The government, along with the introduction of the ECPC, is considering the possibility of reducing the burden on the employer's payroll by reducing social payments and tax breaks. In general, with the introduction of the ECPC, responsibility for providing pensions to citizens will be distributed between the state, the employee and the employer.

 

4. I can’t log into the mobile application, I wanted to change my phone number?

If you change the specified number, then you have two ways to make changes and update your personal data:

1) on the site enpf.kz in the section "Electronic Services" select the subsection "Make changes and (or) additions to the details", enter the page using an electronic digital signature (EDS);

2) through the branches of UAPF and Kazpost JSC.

On the site you can not only make changes and additions to your details, but also get a certificate of availability of IPSA, get as statement from IPSA, send an appeal with a question of interest, order a Mobile Office visit, call back, calculate the predicted amount of a future pension using "Pension Calculator". Also, through it, you can track the status of your account, find out about all changes in the pension system, see the location of the nearest UAPF office, and even call the contact center.

Also, each UAPF contributor, using the website and mobile application, can find out if he has enough funds for IPSA to exercise his right to use part of his pension savings for housing improvement or treatment, or for transfer to companies managing the investment portfolio.

 

5. Can I pay SAP in the current month for the past and how to do it?

We want to remind you right away that the operation of the Single Aggregate Payment (SAP) as a tax regime for self-employed citizens was provided by the Tax Code only for a 5-year period - from 2019 to 2023, that is, it is valid only until the end of the current year.

SAP is payable in total. Payment of SAP is made by depositing SAP by the payer in cash or by bank transfer through banks and organizations carrying out certain types of banking operations to the bank account of the State Corporation "Government for Citizens" subject to the requirements of the Law of the Republic of Kazakhstan "On Payments and Payment Systems".

Payment of SAP by payers is carried out independently or by a third party in their favor, indicating the month of the calendar year for which SAP is paid in the format "MMYYYY".

At the same time, SAP can be paid for the current and subsequent months of the calendar year.

SAP Amount:

1 MCI - for individuals residing in the cities of republican significance, the capital and regional significance (KZT3,450.00 in 2023);

0.5 MCI - for individuals living in other settlements (KZT1,725.00 in 2023).

SAP combines four mandatory wage types:

• compulsory pension contributions to the UAPF (30% of the total amount of SAP);
• personal income tax (10% of the total SAP amount);
• social contributions to the State Social Insurance Fund (20% of the total amount of SAP);
• contributions to the Social Health Insurance Fund (40% of the total SAP).

27 октября 2022

As of October 1, 2022, since January 2021, the UAPF has executed 1,333,421 applications from contributors (beneficiaries) to use pension savings to improve housing conditions. More than KZT3.1 trillion was transferred to the special accounts of Kazakhstanis opened in banks-authorized operators. The average amount of lump-sum pension benefits amounted to about KZT2.4 million.

Most of the executed applications were sent by residents of Almaty (17.61%), Astana (14.01%), Mangistau region (10.34%). Detailed information is available on the website www.enpf.kz in the “Indicators” section - for what purposes do Kazakhstanis plan to use lump-sum pension benefits and by regions (subsections “Lump-sum pension benefits for improving housing conditions by goals” and “Lump-sum pension benefits for improving housing conditions”, respectively).

 

To date, authorized operators accepting applications for the use of part of pension savings are Otbasy Bank Housing Construction Savings Bank JSC, Halyk Bank of Kazakhstan JSC, Altyn Bank JSC, Bank CenterCredit JSC and Bank Freedom Finance Kazakhstan JSC. We emphasize that after receipt of a lump sum pension benefit to a special account opened with an authorized operator (Otbasy Bank Housing Construction Savings Bank JSC), the beneficiary provides the authorized operator with documents confirming the intended purpose of lump sum pension benefits within 20 working days from the date of their receipt (in accordance with paragraph 13 of the Rules for the use of lump-sum pension benefits to improve housing conditions in accordance with the legislation of the Republic of Kazakhstan). An exception is the replenishment of the contribution to housing construction savings for further accumulation in order to purchase a dwelling or build an individual residential building (including the acquisition of a land plot with a special purpose - individual housing construction. In this case, the beneficiary provides Otbasy Bank with documents confirming the intended purpose of lump-sum pension benefits in within 3 years from the date of their receipt. For other authorized operators (second-tier banks), applications for a one-time pension benefit and documents of the beneficiary by purpose are considered in the manner and terms established by the bank's internal documents. At the same time, the bank transfers lump-sum pension benefits according to their target appointment within 10 working days from the date of crediting the amounts of lump-sum pension benefits to the special accounts of the applicant (beneficiary) are returned to the UAPF.

The beneficiary may also return the transferred amount to the UAPF without waiting for the specified period by submitting to the authorized operator a corresponding application, which the authorized operator must execute within 3 (three) business days from the date of receipt of the application for a refund from the beneficiary.

It should be noted that about KZT454.6 billion was returned to the individual pension saving accounts (IPSA) of contributors (beneficiaries) from authorized operators due to the fact that lump-sum pension benefits were not used on time by Kazakhstanis, at the request of the applicant and for other reasons.

UAPF also executed 393,302 applications for medical treatment for a total amount of KZT308.0 billion. At the same time, the average withdrawal amount is about KZT0.8 million.

At the same time, KZT31.7 billion was returned to the IPSAs of contributors (beneficiaries) in the UAPF from the authorized operator (Otbasy Bank Housing Construction Savings Bank JSC), these funds were not used on time, at the request of the applicant and for other reasons.

You can get acquainted with the current statistics on the use of pension savings for medical treatment on the website www.enpf.kz in the section "Indicators" - "Lump-sum pension benefits for medical treatment".

As of October 1 of this year, there were transferred about KZT8.7 billion to the investment portfolio manager (IPM), UAPF executed 5,882 applications. The average transfer amount is about KZT1.5 million. Detailed statistics on the transfer of pension savings to trust management is also available on the enpf.kz website in the section "Indicators" - "Transfer of pension savings to management companies".

At the moment, UAPF has concluded agreements on trust management of pension assets with four IPMs. You can get acquainted with information about them and study their investment declarations on the website enpf.kz in the section "Services" - "Register of Investment Portfolio Managers".

Recall that after receiving pension assets from the UAPF, the UIP invests them in permitted financial instruments specified in the Rules for the implementation of investment portfolio management activities, approved by the Resolution of the Board of the National Bank of the Republic of Kazakhstan dated February 3, 2014 No. 10, and provided for in the Investment Declaration of the IPM.

Under the Law on Pension Provision, IPMs are entitled to charge an investment management fee. The maximum amount of remuneration of the IPM cannot exceed 7.5% of the received investment income. The actual amount of the commission fee is annually approved by the management body of the PIS and may change no more than once a year.

During the period when pension savings are under the management of the National Bank until the contributor reaches the retirement age, there is a guarantee of the safety of pension savings, taking into account the level of inflation. When transferring pension savings to the management of the IPM, the state guarantee is replaced by the guarantee of the management company to ensure the minimum level of return on pension assets, which is calculated based on the weighted average return on pension assets transferred to the management of the IPM operating on the market

 

 

 

 

The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)

27 октября 2022

As of October 1, 2022, pension savings in the amount of KZT14.1 trillion were formed on the accounts of contributors of the Unified Accumulative Pension Fund. Compared to the same date last year, the increase in pension savings exceeded KZT1 trillion (or 7.8%).

97% of the savings of Kazakhstanis formed at the expense of compulsory pension contributions (CPC). As of October 1, KZT13.7 trillion was accumulated on individual pension saving accounts (IPSA) for CPC (an increase over the year amounted to 7.4%). The amount of pension savings on compulsory occupational pension contributions (COPC) amounted to KZT422.4 billion, having increased by almost 21% since October 1 last year. The largest increase - more than 90% per year - was demonstrated by the accumulation of voluntary pension contributions (VPC), which amounted to about KZT3.1 billion.

The amount of pension contributions for the nine months of 2022 amounted to KZT1.2 trillion, which is 29% or almost KZT278.5 billion more than last year. It should be noted that the growth occurred in all types of contributions.

About KZT717 billion was transferred to the accounts of contributors and beneficiaries in the form of net investment income.

The number of individual pension saving accounts in the UAPF as of October 1, 2022 amounted to 12.0 million units, 10.9 million of which are for compulsory pension contributions. The number of accounts for COPC - 584,742 units, 349,277 IPSA are opened for accounting of VPC.

Since the beginning of the year, UAPF has paid about KZT1.1 trillion. Most of the benefits were lump-sum pension benefits (LSPB) for the improvement of housing conditions and treatment - KZT879 billion, which is more than two times less than in the same period last year.

Age benefits increased by 21% and amounted to about KZT87 billion. It should be noted that the amount of the average monthly payment according to the schedule from the UAPF (in connection with reaching retirement age) was KZT29,868, and the maximum amount of a monthly payment was KZT707,326. Recall that for the same period last year, the maximum monthly payment amounted to KZT673,643.

Inheritance benefits were also paid - KZT47.6 billion, pension benefit payments in connection with leaving for permanent residence outside the Republic of Kazakhstan - KZT37.6 billion, disability benefits - KZT1.8 billion, burial payments - KZT4.1 billion. About KZT19.5 billion was transferred to insurance companies.

 

 

The UAPF was established on August 22, 2013 on the basis of GNPF APF JSC. The UAPF founder and shareholder is the Government of the Republic of Kazakhstan represented by the State Institution “Committee of State Property and Privatization” of the Ministry of Finance of the Republic of Kazakhstan. UAPF pension assets are managed by the National Bank of the Republic of Kazakhstan. From January 1, 2016, the functions for developing proposals to improve the management of pension assets were transferred to the National Fund Management Council. In accordance with the pension legislation, the UAPF attracts compulsory pension contributions, compulsory occupational pension contributions, voluntary pension contributions, pension benefits, individual accounting of pension accumulations and benefits, provides the contributor (beneficiary) with information on the status of his pension accumulations (for more information visit www.enpf.kz)

 

25 декабря 2020

Мұғалжар ауданы әкімінің

«___»__________2020 жылғы №___ өкіміне қосымша 1

Мұғалжар ауданы бойынша ШОБ нысандарын профилактикалық бақылау және санитарлық-эпидемиологиялық талаптарға сәйкестігін қадағалау жөніндегі мониторинг тобының құрамы

№	Учаске атауы	Жауаптылар/ тексеру мерзімі
I - топ
1	Н.Ержанов	Аудан әкімінің орынбасары
2	Р.Ахметов	Аудандық кәсіпкерлік бөлімнің басшысы
3	А.Темірбек	Қандыағаш қаласы қаласы әкімі аппаратының сектор меңгерушісі
4	Б.Шамғалиев	Аудандық жұмыспен қамту және әлеуметтік бағдарламалар бөлімінің сектор меңгерушісі
5	С.Ведющкин	Аудандық мәслихат депутаты
6	З.Кунбасов	Аудандық полиция бөлімі бастығы, (келісім бойынша)
7	Б.Шағалбаев	Мугалжар аудандық тауарлар мен көрсетілетін қызметтердің сапасы мен қауіпсіздігін бақылау басқармасының басшысы, (келісім бойынша)
8	Атамекен кәсіпкерлік палатасы	Келісім бойынша
9	А.Жоныс	Аудандық кәсіпкерлік және ауыл шаруашылығы бөлімнің сектор меңгерушісі
II - топ
1	Б.Құлмағамбетов	Аудан әкімінің орынбасары
2	Д.Убайтжанов	Аудандық кәсіпкерлік және ауыл шаруашылығы бөлімнің сектор меңгерушісі
3	Қ.Мусин	Қандыағаш қаласы әкімінің орынбасары
4	Д.Сираж	Жастар ресурстық орталығы басшысының орынбасары
5	Р.Мусенова	Мұғалжар аудандық мәслихат хатшысы
6	З.Кунбасов	Аудандық полиция бөлімі бастығы, (келісім бойынша)
7	Б.Шағалбаев	Мугалжар аудандық тауарлар мен көрсетілетін қызметтердің сапасы мен қауіпсіздігін бақылау басқармасының басшысы, (келісім бойынша)
8	Атамекен кәсіпкерлік палатасы	Келісім бойынша
9	Жиенбай Азамат Асқарұлы	Мұғалжар аудандық кәсіпкерлік және ауыл шаруашылығы бөлімінің бас маманы
III – топ
1	Ғ.Қобландин	Аудан әкімінің орынбасары
2	Ж.Кулбаев	Қандыағаш қаласы әкімінің орынбасары
3	О.Әлім	Аудандық кәсіпкерлік бөлімінің бас маманы
4	Н.Сарсенов	Аудандық мәслихат депутаты
5	З.Кунбасов	Аудандық полиция бөлімі бастығы, (келісім бойынша)
6	Б.Шағалбаев	Мугалжар аудандық тауарлар мен көрсетілетін қызметтердің сапасы мен қауіпсіздігін бақылау басқармасының басшысы, (келісім бойынша)
7	Атамекен кәсіпкерлік палатасы	Келісім бойынша
8	Исағали Миржан Орынбасарұлы	Мұғалжар аудандық кәсіпкерлік және ауыл шаруашылығы бөлімінің бас маманы
IV - топ
1	Ә.Қорғанбай	Ембі қаласының әкімі
2	И.Қомұханбетов	Ембі қаласы әкімінің орынбасары
3	Ж.Абдрахман	Ембі қаласы әкімі аппаратының жетекші маман
	Г.Жумабаева	Аудандық мәслихат депутаты
5	Учаскелік полиция инспекторы	Келісім бойынша
6	Атамекен кәсіпкерлік палатасы	Келісім бойынша

Хабарлама

ҚР аумағында коронавирус инфекциясының таратуына жол бермеу жөніндегі ведомствоаралық комиссияның 2020 жылғы 20 желтоқсандағы шешіміне сәйкес 2020 жылғы 25 желтоқсаннан бастап мен 2021 жылғы 5 қаңтар аралығында шектеу шаралары күшейтіледі.

Осыған байланысты жаңа жылдық ертеңгіліктер мен корпоративтерді өткізуге тиым салынады. Егер де аталған іс-шаралар өкізілген жағдайда жеке кәсіпкерлерге 638940 теңге, жеке тұлғаларға 83340 теңге айыппұл қарастырылғанын ескертемін.

2020 жылғы 25 желтоқсаннан бастап мен 2021 жылғы 5 қаңтар аралағында Сіздің кәсіпкерлік нысаныңыз қатаң бақылауға алынып рейдтік іс – шаралар жүргізілетіндігін ескертемін.

 

25 декабря 2020

Land for IZHS transfer rules

Currently, 2650 people are registered in Kandyagash for individual housing construction.

By 2020, it is planned to allocate land plots for 200 people for individual housing construction, but it is possible to provide 70 land plots due to the unpreparedness of engineering networks and free land areas used for individual housing construction.

When requesting land for individual housing construction, citizens' applications are a special state service and are satisfied depending on the availability of allocated plots or the availability of free land used for individual housing construction.

The rules for providing citizens with land plots for individual housing construction are approved by the central authorized body. When allocating land plots for individual housing construction on a gratuitous basis, a citizen must take into account the presence or absence of land plots provided by the state for individual housing construction.

Citizens of the Republic of Kazakhstan are provided free of charge a land plot in private ownership of 1000.0 square meters for individual housing construction.

When allocating land plots for individual housing construction on a gratuitous basis, a citizen must take into account the presence or absence of land plots provided by the state for individual housing construction.

For additional information, please contact the Akim's Office of the city of Kandyagash, Mugalzhar district, located at: Kandyagsh, st. Zhambyla, 64 "A".

State Institution "Apparatus of akim of the city of Kandyagash, Mugalzhar region"

11 декабря 2020

Information on the incidence of coronavirus infection in the Republic of Kazakhstan as of 11.12.2020

Currently, 13,818 people, including 999 children, continue to receive treatment for coronavirus infection. There are 3,862 patients in hospitals and 9,956 people on an outpatient basis. 237 people are in serious condition, 32-extreme severity, 43-on ventilators.

The Ministry of health informs that information on daily data and the total number of cases and deaths from coronavirus infection with a positive PCR test, as well as CVI with a negative PCR test, will be published on the official website and social pages of the Department.

* KVI - (PCR test negative), KVI+ (PCR test positive)

08 декабря 2020

The severity of CVI may depend on a person's blood type.

This link was first traced in 2002 during an outbreak of acute respiratory syndrome (SARS-CoV). In June this year, the suspicion was confirmed by the data of the COVID-19 study:
people with blood type II have a 45% higher risk of developing a severe form of the disease
in patients with the first blood group — 35% lower

08 декабря 2020

✔️Medical mask is one of the most important tools for protecting against CVI
⠀

Even if the disease is mostly mild, severe forms are treated with the connection of highly concentrated oxygen or connection to a ventilator.⠀
Therefore, choosing to wear a regular mask-you choose safety and exclusion of greater risk.

27 ноября 2020

 

20 ноября 2020