ENPF. Question and answer.

In connection with the death of a person close to me, I would like to ask how I can inherit his pension savings from the UAPF?

In accordance with Articles 31, 32, 33 of the Law of the Republic of Kazakhstan On Pension Provision in the Republic of Kazakhstan, in the event of the death of a person who has pension savings at the expense of compulsory, compulsory occupational and voluntary pension contributions, they are inherited in the manner established by the legislation of the Republic of Kazakhstan.

Inheritance of pension savings is carried out by will or by law. When there is no will or does not determine the fate of the entire inheritance, as well as in other cases established by civil law, inheritance by law takes place.

According to Section 6 (Inheritance Law) of the Civil Code of the Republic of Kazakhstan, in order to acquire an inheritance, the heir must accept it by filing at the place of opening of the inheritance to a notary or authorized in accordance with the law to issue a certificate of the right to inheritance to an official of an application for acceptance of the inheritance or an application for issuing a certificate of right to inheritance. The inheritance may be accepted within six months from the date of the opening of the inheritance, i.e. within six months from the date of death of the testator.

To simplify the procedure, as well as optimize the interaction between the UAPF and notaries on these issues, between the Ministry of Justice of the Republic of Kazakhstan, the Republican Chamber of Notaries, NIT JSC and the UAPF, the Agreement on the interaction of the E-notariat state information system and the UAPF information system (hereinafter referred to as the Agreement) was concluded.

Under the Agreement, notaries through the implemented service can send online requests to the UAPF to obtain information about the balances and cash flows on individual pension saving accounts (hereinafter referred to as IPSA) of deceased persons, without sending written requests.

After receiving from the notary a certificate of the right to inheritance in the form of pension savings available on the IPSA of the deceased person, the heir or their authorized representative must apply with a package of documents to the UAPF. A complete list of documents is available here: https://www.enpf.kz/ru/services/recipient/heir.php

If the list of documents is provided by the heir in full, the UAPF makes benefit payment within 10 working days from the date of receipt or receipt of documents by the UAPF.

It is important to note! The payment of inherited pension savings is carried out exclusively:

1. on the basis of documents submitted to the UAPF;
2. UAPF, and not other individuals or legal entities;
3. to the bank account of the heir himself, including if the recipient of pension benefits is a minor or an incapacitated/limited adult person. Payment of pension savings to the bank account of another person, even a legal representative (guardian/custodian) or attorney, is not allowed.

The heir or his authorized representative, including on the basis of a certificate of the right to inheritance, has the right to receive information from the UAPF on the state of the pension savings of the deceased person in the form of an IPSA statement with a QR code that contains a web link to an electronic version of the IPSA statement, certified by an electronic digital signature of an authorized person of the UAPF. However, the web link for verifying the authenticity of the submitted IPSA statement is available for one (1) month from the date of issuance of the IPSA statement.