Yes, indeed it is so. From July 1, 2023, Kazakhstanis who have retired due to length of service have the right to use pension savings formed through compulsory pension contributions and can withdraw them in full to improve their living conditions and/or for medical treatment. But before submitting an application for withdrawal, it is necessary to clarify with the UAPF the availability and amount of savings. After this, you need to contact authorized operators. For the use of pension savings for housing, authorized operators are Housing Construction Savings Bank Otbasy Bank JSC (portal www.enpf-otbasy.kz), Halyk Bank of Kazakhstan JSC, Altyn Bank JSC, Bank CenterCredit JSC and Bank Freedom Finance Kazakhstan. The authorized operator for medical treatment is Otbasy Bank only.