Hello, just a month ago I became an individual entrepreneur and now I am selling office supplies. I used to work in a large company and they made mandatory pension contributions for me, at the moment I quit my job and do only my own individual entrepreneur. In this regard, the question arises, how much should I contribute to the UAPF?
For individuals engaged in private practice, individual entrepreneurs, mandatory pension contributions in their favor, payable to a unified accumulative pension fund, are set at 10 percent of the income received, but not less than 10 percent of the minimum wage and not more than 10 percent 50- multiple of the minimum wage. Let us recall that in 2020 the minimum wage is 42,500 tenge.
In this case, income is determined independently by a person engaged in private practice, as well as by an individual entrepreneur for calculating mandatory pension contributions to a unified accumulative pension fund in his favor. In the event of a temporary lack of income, those engaged in private practice, as well as individual entrepreneurs, have the right to pay mandatory pension contributions to the unified accumulative pension fund in their favor at the rate of 10 percent of the minimum wage.
As an individual entrepreneur, you have become a transfer agent. The transfer of compulsory pension contributions is made by the agent by way of non-cash payments. Lawyers, private bailiffs, private notaries, professional mediators, individual entrepreneurs who do not have accounts in banks and organizations make mandatory pension contributions in cash to the bank for their subsequent transfer to the UAPF. Payment of compulsory pension contributions in cash or by bank transfer through banks is carried out in the manner determined by the Law of the Republic of Kazakhstan "On payments and payment systems".
Good afternoon! This year, due to a difficult financial situation, I had to contact a microcredit organization and get a loan from them. Now I cannot pay it, there are only enough funds for my daily needs, and they threaten me with going to court. Can you please tell me who, besides me, can get an extract from the UAPF and find out about my deductions? Thank you in advance.
The secrecy of pension savings, in accordance with Article 57 of the Law "On Pension Provision in the Republic of Kazakhstan", can be disclosed to a contributor making pension contributions, a recipient, any third party only on the basis of the written consent of the contributor (recipient). However, if necessary, certificates of balances and movement of money on an individual retirement account can be issued:
1) the bodies of inquiry and preliminary investigation - on the criminal cases in their proceedings;
2) the courts - on cases in their proceedings on the basis of a court ruling;
3) bailiffs - according to the executive documents in their production on the basis of the decision of the bailiff, authorized by the court;
4) state revenue authorities - on issues related to the calculation, withholding (accrual) of mandatory pension contributions, mandatory professional pension contributions of the audited entity;
5) to the prosecutor - on the basis of a resolution to carry out an inspection within his competence on the material under consideration;
In addition to them, information can be provided to the authorized body - on an issue that arose in connection with the application of a contributor (recipient) or in connection with his verification of the activities of a unified accumulative pension fund, voluntary accumulative pension fund; the authorized body for financial monitoring; to representatives of the depositor (recipient) - on the basis of a notarized power of attorney or a court decision; central executive body; audit organizations conducting an annual mandatory audit of the unified accumulative pension fund; PSCs - for the provision of public services on the basis of the application of the depositor (recipient).