The Law of the Republic of Kazakhstan "On Amendments and Additions to Certain Legislative Acts of the Republic of Kazakhstan on the Recovery of Economic Growth" gave citizens the right to use part of their pension savings to improve housing conditions, pay for medical treatment, as well as to transfer private management companies to investment management. This right can be exercised by contributors who, through the transfer of regular and full pension contributions, have formed savings that exceed the minimum sufficiency threshold and allow in the future to receive pension payments not lower than the minimum pension. At the same time, pension savings available for use by citizens include not only mandatory pension contributions and mandatory professional pension contributions, but also the investment income received from their investment. In accordance with the law "On Pension Provision in the Republic of Kazakhstan, the term" threshold for the minimum sufficiency of pension savings "includes the actual amount of the depositor's pension savings, as well as his future pension contributions and investment income, which will allow him to provide him with a pension income of at least the minimum pension when he reaches retirement age ... At the same time, it was taken into account that future contributions will be deducted from income not lower than the minimum wage. If incomes are higher, then the minimum sufficiency threshold will be formed faster, and payments after retirement will be higher than the minimum pension.