According to the law "On Amendments and Additions to Certain Legislative Acts of the Republic of Kazakhstan on the Restoration of Economic Growth," citizens have the right to use part of their pension savings to improve housing conditions and (or) pay for treatment that is not included in the guaranteed volume of free medical care and compulsory social medical insurance, as well as for transferring to investment management by private management companies. The right to use part of their pension savings in order to improve housing conditions in their favor or a spouse or close relatives, and (or) to pay for treatment for themselves or a spouse or close relatives, can be used by the following persons who have pension benefits in the UAPF accumulations formed from mandatory pension contributions (OPV) and (or) mandatory professional pension contributions (OPPV): 1) the amount of pension savings of which exceeds the threshold of the minimum sufficiency of pension savings. At the same time, a one-time pension payment cannot exceed the amount of the difference between the amount of pension savings due to OPV and (or) OPPV of the contributor (recipient) and the threshold for the minimum sufficiency of pension savings, calculated according to the Methodology for determining the threshold of the minimum sufficiency of pension savings approved by the Government of the Republic of Kazakhstan, as of receiving an electronic notification from an authorized operator; 2) in which the size of the pension ensures the replacement ratio of the recipient's average monthly income at a level of at least 40 percent, determined in the manner determined by the Government of the Republic of Kazakhstan. At the same time, a one-time pension payment cannot exceed 50 percent of the amount of pension savings at the expense of OPV and (or) OPV of the contributor (recipient) as of the date of receipt of the primary electronic notification from the authorized operator; 3) those who have entered into a pension annuity agreement with an insurance organization; At the same time, a one-time pension payment cannot exceed the amount of pension savings due to OPV and (or) OPPV in the individual pension accounts of the contributor (recipient). To exercise the right to use a part of pension savings, citizens, first of all, will have to check their pension savings and make sure that the amount available for withdrawal is available on their individual pension account with the UAPF. On the Fund's corporate website enpf.kz in the Personal Account, as well as in the updated UAPF mobile application, Telegram, the opportunity to check online information about the amount available for withdrawal is implemented. In the Personal Account on the corporate website of the Fund and in the mobile application, two authorization methods are available: enter the IIN and password or use an electronic digital signature. Also, the next time you log into the mobile application, you can use Touch ID or Face ID, if available on your mobile device. For convenience, the user can choose the language of service: Kazakh or Russian. Those contributors (recipients) who, after checking their pension savings with the UAPF, have decided to use part of their pension savings in order to improve their living conditions and (or) pay for treatment, they will have to contact the authorized operator through the authorized operator's Internet portal to open a special account and submitting an application for a one-time pension payment (hereinafter referred to as an application for payment) using an electronic digital signature (EDS). At the same time, when submitting an application for payment to an authorized operator, the contributor (recipient) must choose the method of paying the individual income tax (IIT) for a one-time pension payment (recall that when transferring contributions to the UAPF, the IIT is not charged), indicating the selected method in the application for withholding the IIT , which is also signed with an EDS. That is, citizens themselves indicate the UAPF at what point to withhold the IIT from the amount of the lump-sum pension payment: immediately in full at the time of payment, or to withhold the IIT in a deferred period (monthly in equal shares upon reaching retirement age according to the pension payment schedule). The authorized operator will send an electronic notification to the UAPF within 2 (two) business days, which will contain information about the accepted application for payment, including data on the purpose of the withdrawal, name, DR, IIN, on the amount of a one-time pension payment in in the amount determined by the depositor (recipient), on the methods of withholding the IIT, with attachment to the electronic notification of an application for withholding the IIT, also signed by the electronic digital signature of the depositor (recipient). After receiving an electronic notification from the authorized operator, the UAPF transfers the amount of a lump-sum pension payment of the contributor (recipient) to the authorized operator within 5 working days, which in turn will credit it to a special account of the contributor (recipient).