For 2024, 5,631,200.0 thousand tenge is provided for the implementation of the Auyl Amanaty program in the East Kazakhstan region. The disbursement of budget funds is planned from April with the issuance of 1,000 loans and the creation of 1,060 jobs.
Residents of rural settlements will be able to receive a preferential loan for the development of their business. The terms of the loan are very favorable, especially with regard to the interest rate.
1) the term of the micro–loan is up to 5 years, the term of the micro-loan for projects in the field of animal husbandry is up to 7 years;
2) the maximum amount of microcredit – in rural settlements (regardless of their administrative subordination) and in small towns – up to 2.5 thousand MCI, namely 9,230.0 thousand tenge, for the development of anchor cooperation – up to 8 thousand MCI - 29,536.0 thousand tenge;
3) the nominal interest rate is no more than 2.5 percent per annum;
4) availability of collateral;
5) the grace period for repayment of the principal debt and remuneration is no more than 1/3 (one third) of the duration of the microcredit period. For 5 years - up to 20 months, for 7 years – up to 28 months;
6) registration with the tax authorities in accordance with the tax legislation of the Republic of Kazakhstan.
Applicants for micro-loans within the framework of scaling up the project to increase the incomes of the rural population are individuals and legal entities of rural settlements and small towns:
1) unemployed;
2) persons who independently carry out activities for the production (sale) of goods, performance of works and provision of services in order to generate income without state registration as an individual entrepreneur, and (or) inactive individual entrepreneurs;
3) persons engaged in unpaid activities in family business;
4) persons who independently carry out activities for the production of products in a personal subsidiary farm for sale (exchange), with incomes below the subsistence level;
5) agricultural cooperatives operating in accordance with the Law of the Republic of Kazakhstan "On agricultural cooperatives";
6) beginning and existing individual entrepreneurs.
In choosing a business line, credit funds can be taken not only for cattle breeding, crop cultivation or processing of agricultural products, but also for launching a bakery, confectionery, or tourism business, etc..