Information Of the Commission for the review of complaints of borrowers of mortgage housing loan/mortgage loan

Information Of the Commission for the review of complaints of borrowers of mortgage housing loan/mortgage loan

According to the resolution of the regional akimat dated 31.07.2017 No. 227 "on the establishment of a Commission to review complaints of borrowers regarding refusals to refinance housing mortgage loans/mortgage loans", the regional akimat has a Commission to review complaints of borrowers regarding refusals to refinance housing mortgage loans(hereinafter referred to as the Commission). The Commission is responsible for making decisions on whether or not to accept the refusal of second-tier banks to refinance loans under the housing mortgage/mortgage loan refinancing Program (hereinafter referred to as the Program).

The goal of the refinancing Program is aimed at residential mortgage loans/mortgage loans to individuals. According to the approved program for refinancing residential mortgage loans / mortgages, one of the conditions for refinancing is:

• mortgage housing loan/mortgage loan received by the borrower from a Bank and/or mortgage organization of the Republic of Kazakhstan in the period from January 1, 2004 to December 31, 2009 is subject to refinancing;
• availability of the only housing or land plot owned by the borrower and his / her spouse on the territory of the Republic of Kazakhstan as of 01.01.2015;
• mortgage housing loans/mortgages secured by collateral in the form of housing or land with a purpose-individual housing construction are subject to refinancing;
• residential mortgage loans/mortgage loans of borrowers that are related to the SSS as of January 1, 2015 in accordance with the legislation of the Republic of Kazakhstan are subject to refinancing.

Дата публикации

01 января 2020