1.
tell us more about the new online services of UAPF JSC. What kind of services are these? How to use them?
UAPF JSC (hereinafter - UAPF, the fund) for its enpf depositors.kz new digital services have been introduced, which can be accessed through a personal account on the UAPF website/UAPF mobile application.
For example:
- family members of a deceased person who have pension savings can now apply for payment (burial) of the deceased's pension savings;
- UAPF depositors can give their consent to the collection and processing of personal data, as well as generate certificates of account availability, certificates on the UAPF, certificates confirming the return of 50% of pension savings in one section. Let's introduce you to new activities in order.
Application for payment of pension savings (for burial) in connection with the death of a person with pension savings.
Pension savings are considered the property of the depositor or recipient. Accordingly, they can be inherited. But before the right of inheritance comes into force, family members of the depositor / recipient receive a one-time payment for burial at the expense of pension savings within 94 times the monthly calculation index established for the corresponding financial year by the law On the republican budget, but no more than the funds available in the individual pension account (IPS) of the deceased.
Due to the introduction of the new service, the procedure for applying for an appropriate amount for burial in difficult situations burdening each family can now also be implemented in an online format. To do this, the close relatives of the deceased must log into their personal account on the website or in the mobile application and select the subsection "apply for burial allowance" in the "Services" section. Next, in the window that opens, you must enter the IIN of the deceased, where the procedure for verifying the availability of information about death and confirming family ties will be carried out in the information system of the state body (IS go). If there is no information about the death of an individual in the ICO, a corresponding notification is issued. If the fact of death is confirmed, a check is carried out for the presence of family ties. In case of confirmation, the transition to the next stage takes place – entering the recipient's bank details. After filling in, it is necessary to verify the correctness of the specified bank details by clicking the "Check" button and sign with an electronic digital signature (EDS).
When using the mobile application, the application must be signed using an EDS through the eGov mobile application.
If there is no information on the family ties of the person who applied for burial payment with the deceased, the applicant must contact any office of the UAPF with supporting documents.
The list of documents required for registration of payment for the burial of enpf.kz is posted in the "Services" / recipients section.
The issuance of the UAPF's consent to the collection and processing of personal data.
When providing services provided for by law, the UAPF exchanges information with information systems (databases) of organizations that include state bodies and (or) state legal entities. At the same time, depositors' data is not transferred to individuals or other legal entities.
Before receiving the service from the UAPF, the depositor (recipient) / trustee / legal representative confirms consent to the collection and processing of their personal data in accordance with the Law of the Republic of Kazakhstan "On Personal Data and their Protection". In order to improve the quality and efficiency of the services provided, as well as the security and confidentiality of information, the UAPF has introduced a new type of service "consent to the collection and processing of their personal data" for depositors in a special section of the personal account on the website or in a mobile application.
For this, enpf.kz you need to log in to your personal account on the website or in the UAPF mobile application/UAPF and select the subsection "consent to the collection and processing of personal data" in the "Services" section. If the applicant has previously issued and signed such an agreement, a corresponding notification appears. Otherwise (if the depositor has not previously signed an agreement on the collection and processing of personal data), a notification of the Law of the Republic of Kazakhstan "On Personal Data and their protection" opens. Next, after clicking the "familiarized" button, it goes to the consent window, where it is necessary to fill in the "mobile number" column and register the SMS code received at the specified number.
Another service that has become available to UAPF depositors both on the website and in the mobile application is getting help in one section. Now information about the availability of all active pension accounts, certificates on the number of months for which mandatory professional pension contributions have been paid, can be obtained in one window. In addition, OPV depositors who were previously military personnel can receive a confirmation certificate on the return of 50% of OPV.
To use this type of services, you also need to log into your personal account on the UAPF website or in the mobile application and select the appropriate window in the "Services" section.
Thus, the network of UAPF services is constantly expanding. They can be quickly used 24/7 in an online format from the comfort of your home or office.
2. For which employees are employers exempt from paying mandatory employer pension contributions (OPV)?
In accordance with the norms of the Social Code, the employer is exempt from paying the OPV in the UAPF for the following persons:
- Persons born before January 1, 1975;
- Persons who have reached retirement age in accordance with the Social Code;
- persons with disabilities of the first and second groups, if the disability is established indefinitely;
- military personnel (except conscripts), employees of special state and law enforcement agencies, the state courier service, as well as persons whose rights to confer special ranks, class ranks and wearing uniforms have been abolished since January 1, 2012;
- recipients of long-service pension payments;
- Judges of the Constitutional Court of the Republic of Kazakhstan who terminate their powers due to the expiration of the term of office established by the Constitution of the Republic of Kazakhstan, who receive monthly lifetime coverage, retired judges who receive monthly monetary coverage.
Additionally, we inform you that the Social Code clearly defines the obligation of employers to pay mandatory pension contributions only at their own expense. Depositors can see the receipts of this type of contributions in an extract from an individual pension account, which provides information on all types of contributions.
Control over the timely and full payment of mandatory pension contributions by the employer is entrusted to the State Revenue Committee (GKP). In case of violation by the employer of the above-mentioned norms, the employee must contact the GKP.
3. Will the amount of payments under the National Fund for Children program change in connection with investment income?
Yes. Various amounts will be accrued annually within the framework of the National Fund for Children program. They are determined based on the average amount of investment income of the National Fund of the Republic of Kazakhstan by assets for the previous 18 years and the number of children participating in the program. In addition, the amounts accrued to children in previous years will continue to be invested in US dollars as part of the assets of the National Fund. As a result, they will receive additional investment income.
4. Can you explain in more detail the algorithm for obtaining and transferring targeted savings in order to obtain education and improve housing conditions?
A step-by-step algorithm of actions can be presented as follows:
-A child (recipient of NS) who has reached the age of 18, or his legal representative (in case of limited legal capacity of the recipient of NS) independently receives information from the UAPF, including through the UAPF Internet resource, about the amount of NS that can be used for authorized purposes.
- The recipient of the NS (or his legal representative) applies to the address of the recipient of the NS to the authorized operator opening a bank account in US dollars (UO), with the attachment of documents, the list of which is determined taking into account the requirements of the legislation of the Republic of Kazakhstan, and an online application for payment of the NS via the Internet resource or the mobile application of the UO.
-To submit an application, you must log in to the Internet resource or mobile application of the UO and open your personal account. It is necessary to fill out an online application for payment of the National Currency, specifying the number of the bank account opened in dollars, the amount of the National Currency payment and the purpose of use, certifying the EDS or dynamic identification.
- Within 2 WORKING days after consideration and approval of the application for payment and the documents submitted by the recipient of the Tax Code or his legal representative, the UO sends an electronic notification to the UAPF on registration of the application for payment.
-The UAPF, within 5 working days from the date of receipt of the electronic notification from the UO, transfers to him the amount of the NS payment specified in the application for subsequent crediting to the bank account in US dollars opened by the recipient of the NS in the UO, or notifies of the refusal with an indication of the reason.
- The recipient of the NS or his legal representative, within 45 working days from the date of receipt of the amount of the NS to the bank account, submits to the UO documents confirming the intended use of the NS payments.
- The recipient of the NS UO checks them within 10 working days from the date of submission of documents and transfers payments to the NS for their intended purpose.
-In case of failure by the recipient of the NS or his legal representative to submit documents within 45 working days, the amount of payment of the NS in the UO is returned to the UAPF.
If the recipient does not apply to his target savings within 10 years from the date of majority, these funds are transferred to a voluntary pension account, which is automatically opened in his name in the UAPF.
Those who leave Kazakhstan for permanent residence in another state are deprived of the right to use the funds of the National Fund.
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