SAPF answers to topical questions.
Hello! This year, on August 2, my mother turned 59 years old, when she is preparing for retirement, where should we go first?
In accordance with the Law of the Republic of Kazakhstan "on pension provision in the Republic of Kazakhstan", persons with pension savings in the UAPF are entitled to pension payments from the UAPF upon reaching retirement age, including women who have reached:
from January 1, 2018-58.5 years;
from 1 January 2019 - 59 years;
1 January 2020 - 59.5 years;
from 1 January 2021 - 60 years;
from 1 January 2022 - 60.5 years;
from 1 January 2023 - 61;
from 1 January 2024 - 61.5 years;
from January 1, 2025 - 62 years;
from January 1, 2026 - 62.5 years;
from January 1, 2027 - 63 years.
Given that Your mother will only be 59 years old on August 02 of this year, the right to pension payments upon reaching retirement age, including from the UAPF, will arise only in 2021 when she reaches 60 years of age.
To assign age pension payments (for work experience before January 1, 1998), state basic pension payments and pension payments from the UAPF, you will need to apply with a set of documents to the divisions of the state Corporation "Government for citizens" (PSC). Payments from budget funds and pension savings will be made in one day to the Bank account specified in the application in accordance with the schedule of pension payments established by the State Corporation.
Good time of day. In our family there was a grief, my stepfather died. He was our breadwinner, now we are experiencing financial difficulties and would like to know if my mother and I can take my stepfather's savings?
In the event of death of the person receiving pension payments from the Fund or persons having pension savings in the individual pension account (IPA) in the Fund and have not reached retirement age in accordance with paragraphs 1-3 of article 11 of the Law, his family or the person who carries out the burial, the SAPF shall be paid a lump sum payment for burial within the size of 52.4-fold monthly calculation index established for the appropriate financial year by the law on Republican budget, but not more than the existing IPS tools.
If the balance of pension savings on the IPS after making a one-time payment for burial amounts to an amount not exceeding the minimum pension established for the corresponding financial year by the law on the Republican budget, this balance is also paid as a funeral payment.
In addition, articles 31 and 32 Of the law "on pension provision in the Republic of Kazakhstan" determine that in the event of death of a person who has pension savings in the UAPF at the expense of mandatory pension contributions and mandatory professional pension contributions, his pension savings are inherited in accordance with the procedure established by the legislation of the Republic of Kazakhstan.
The current list of required documents depending on the benefit type, the way it is presented in the Fund (in person/through post/third person), the requirements for their registration and application forms and samples of their filling depending on the currency of payment, power of attorney, contacts the SAPF posted on the website of the SAPF at www.enpf.kz.
Good day! I am a disabled person of group 2 (indefinitely), I receive monthly payments from the UAPF. But now I urgently need money for treatment, can I get all my savings at once?
In accordance with articles 30 and 31 Of the law "on pension provision in the Republic of Kazakhstan", disabled persons of the first and second groups, if the disability is established indefinitely, are entitled to receive pension savings from the UAPF (if any) only in the form of pension payments according to the established schedule.
If the balance of pension savings on the individual pension account after making the next monthly payment amounts to less than 54 percent of the subsistence minimum established for the corresponding financial year by the law on the Republican budget, this balance is paid together with the amount of the next payment.
Lump sum to pension savings is possible if the sum of pension savings at the time of application does not exceed the recipient's twelve-times the minimum pension established by the law on Republican budget for corresponding financial year (from April 1, 2020, this amount is 485 292 KZT = 12 * 40 441).
Please note that pension payments according to the schedule from the UAPF are established from the date of the recipient's request and are made until the retirement savings are exhausted. UAPF annually independently recalculates the amount of pension payments according to the established schedule, taking into account the provisions provided For in the rules for pension payments.
Taking into account the above, the UAPF does not have the right to make a one-time payment of the entire amount of pension savings to You. Pension payments will be made to You on a monthly basis in the manner and amount established by the legislation of the Republic of Kazakhstan.
Good afternoon, my neighbor is a citizen of Afghanistan, but he would like to get a job with me in a restaurant. Can I make pension contributions for him, because he is not a citizen of the Republic of Kazakhstan?
In accordance with article 2 of the Law "On pension provision in RK" foreigners and persons without citizenship, permanently residing on the territory of the Republic of Kazakhstan are entitled to pension equally with citizens of the Republic of Kazakhstan, unless otherwise provided by laws and international treaties. Foreigners and stateless persons permanently residing in the territory of the Republic of Kazakhstan, if they have an identity document (for a foreigner – a residence permit of a foreigner in the Republic of Kazakhstan, for a stateless person – a certificate of a stateless person), have the right to pension provision in the Republic of Kazakhstan.
If foreigners and stateless persons are in the Republic of Kazakhstan on another legal basis, they are considered to be temporarily staying in the Republic of Kazakhstan and do not have the right to pension provision in the Republic of Kazakhstan, including the right to pay pension contributions to the UAPF.
Thus, foreigners and stateless persons permanently residing in the territory of the Republic of Kazakhstan have the right to participate in the accumulative pension system of the Republic of Kazakhstan. As for submitting an application for opening an individual pension account (IPS) to account for mandatory pension contributions (OPV), mandatory occupational pension contributions (OPV)/concluding a pension provision agreement at the expense of voluntary pension contributions (DPV), since January 2019, the opening of an IPS in the UAPF for accounting for OPV is carried out automatically, respectively, there is no need for individuals to apply to the UAPF to open it. If an individual does not have an open IPS in the UAPF for accounting for OPV, it is opened on the basis of the initial amount of OPV received from the non-profit joint-stock company "State Corporation "Government for citizens", transferred by the agent to the UAPF, to the details of the individual specified in the electronic payment order. In this regard, an application for individuals to open an IPS for accounting OPV in the UAPF is not required now.
In Kazakhstan, there is a lot of talk about digitalization and against the background of coronavirus infection, it is necessary to talk about the development of online, how is it with the EPPF? How many people receive services electronically?
Thanks to the development of new technologies and smooth operation of electronic systems, today more than 90% of UAPF services are provided in online format. Thus, our depositors (recipients) can not expose their health to danger and, without leaving home, receive a whole range of services: conclude a pension insurance contract at the expense of voluntary pension contributions in their favor; view the statement with the IPS; send yourself a statement with the IPS by email; make changes to individual details of the pension agreement; submit an application for disability of groups 1 and 2 indefinitely and other services (the full list of services can be found on the UAPF website).
It should be noted that as of July 1, 2020, almost 9.4 million services were provided to UAPF depositors. This is 2.7% higher than last year. Of all the services of 91.4% (or 8 566 698 operations) was conducted in electronic format. Compared to last year, the popularity of the online format increased by 16.4%.
In addition, the SAPF depositors can consult the call-center by phone number 1418 (call for Kazakhstan is free), as well as on the corporate website www.enpf.kz by a chat-bot in WhatsАpp and Viber number +7 777 000 14 18 and on the official pages of the SAPF in social networks Instagram, Facebook, Twitter, Vkontakte, Telegram, Classmates.