
A preliminary check of the data showed that individual citizens cannot apply for bankruptcy for the following reasons:
- there is a partial repayment of the debt within 12 months;
- does the debtor or his spouse have property;
- there is no document on debt settlement with a bank or MFI;
- the presence of registration of individual entrepreneurship;
- receipt of the TSA for a period of less than 6 months.
These citizens will be notified of the refusal to apply the out-of-court bankruptcy procedure via the 1414 service to the phone.
If such Notification is received, a second application can be submitted after 3 months if the criteria for out-of-court bankruptcy are met.