What mistakes are made by citizens when filing for bankruptcy of individuals?

Since March 3, the reception of applications from citizens for bankruptcy has begun, more than 61 thousand applications have already been received in the republic. The bankruptcy procedure has been initiated against 10 thousand citizens, with respect to 750 citizens, applications for the application of the judicial bankruptcy procedure and more than 20 applications for the application of the solvency restoration procedure are being considered by the courts.
In the course of monitoring on the received applications of citizens, cases of non-compliance of citizens with the conditions of out-of-court bankruptcy for certain reasons were established.
Most often there are cases when individuals have partial repayment of debt within 12 months, due to the use of measures of compulsory debt collection by private bailiffs on the basis of writ of execution.
In another case, citizens, in the actual absence of property, do not make timely adjustments in the relevant databases of state bodies.
At the same time, data verification for compliance with the input parameters of out-of-court bankruptcy is carried out automatically in the TAZALAU system by checking databases of state bodies and organizations.
It is also allowed for citizens to file an application for the application of bankruptcy proceedings if they are registered as an individual entrepreneur.
Citizens faced with such a problem need to carry out the liquidation procedure of an individual entrepreneur, in accordance with the legislation of the Republic of Kazakhstan.
For citizens receiving targeted social assistance, it is necessary to take into account the period of at least 6 months of receiving such assistance in order to use the bankruptcy procedure under special conditions.
A repeated application for the application of the out-of-court bankruptcy procedure can be submitted in 3 months if inconsistencies with the input parameters are eliminated.
At the same time, if the debtor is refused due to the presence of property, he has the right to file an application to the district court at the place of residence for the application of the procedure for restoring solvency or judicial bankruptcy.