In search of an answer to the question of the amount of future pension, UAPF depositors can use a convenient tool – a Pension calculator, the capabilities of which have recently been supplemented with additional functions. Now you can not only calculate your approximate future pension yourself, but also get an update on the calculation of the insurance premium and insurance payment from an insurance company and a forecast pension calculator in accordance with the latest changes in the pension legislation of the Republic of Kazakhstan. At the same time, the average life expectancy of people with disabilities and people working in harmful and dangerous working conditions was taken into account, which made it possible to increase the availability of pension annuities for them. Also, in accordance with the Social Code, the minimum basic pension will be gradually increased to 70%, and the maximum to 120% of the subsistence minimum in the period from 2023 to 2027. At the same time, depositors have the opportunity to transfer up to 50% of their savings, formed at the expense of mandatory pension contributions (OPV) and mandatory professional pension contributions (OPV), to the trust management of the investment portfolio manager (IPM).
Recall that the Calculator is presented in two types. "Current" is a more simplified version, with which those who retire in the coming year can calculate the amount of payment of pension savings generated by mandatory pension contributions. The "predictive" calculator will not only calculate the estimated amount of the future pension, but also show what it consists of and calculate it according to three scenarios: pessimistic, realistic and optimistic, which will help the depositor to see all possible options that take into account the estimated level of real investment profitability.
When calculating, the Calculator will take into account all components - basic and solidary pensions; 10% OPV; 5% OPV and voluntary pension contributions. To obtain the amount of a future pension in the forecast calculator, you need to do a few simple steps - fill in all the fields: date of birth, gender, work experience, experience of participation in the funded pension system, enter the amount of savings to date and the average salary for the last time. And to get the result, click on the "Make a calculation" button. When using the calculator through your personal account, almost all fields will be filled in automatically, and the calculation will be more accurate. If the projected amount of pension savings exceeds the minimum sufficiency threshold, a notification will appear about the possibility of withdrawing them for housing improvement or treatment. Also, in case of sufficiency of pension savings, the function "Transfer of savings to a life insurance company (CSH)" is provided for depositors to conclude a pension annuity agreement. It is important to remember that the results of pension calculations are preliminary for the current calendar year, and the final calculation will be made when contacting the insurance company.
You can learn more about the Pension Calculator service on the website of UAPF JSC https://www.enpf.kz/ru/elektronnye-servisy/calcs.php
The UAPF was established on August 22, 2013 on the basis of JSC NPF GNPF. The founder and shareholder of the UAPF is the Government of the Republic of Kazakhstan represented by the State Property and Privatization Committee of the Ministry of Finance of the Republic of Kazakhstan. The trust management of pension assets of the UAPF is carried out by the National Bank of the Republic of Kazakhstan. Since January 1, 2016, the functions of developing proposals to improve the efficiency of pension asset management have been transferred to the National Fund Management Council. In accordance with pension legislation, the UAPF attracts mandatory pension contributions, mandatory occupational pension contributions, voluntary pension contributions, pension payments, individual accounting of pension savings and payments, provides the depositor (recipient) with information on the status of his pension savings (for more information on www.enpf.kz )