How the state program is implemented

A meeting was held under the chairmanship of the Governor of the region Gali Iskaliyev. It was attended by first Deputy akim of the oblast Mukhtar Mankeyev and representatives of financial institutions. In particular, the issue of the results of the outgoing year, the work done in the field within the framework of the “Economy of simple things " program was considered.

The information on this subject was made by the head of the Chamber of entrepreneurs “Atameken” Bakdaulet Ibraimov. As it was noted, within the framework of the program, it is most actively implemented through “ACC", branches of JSC "Halyk Bank of Kazakhstan”, “Sberbank”, “ATF Bank”, DB JSC "Nurbank". Alfa Bank, Eurasian Bank JSC, and Fortebank JSC have no projects.

The largest number of projects is being activated in Uralsk, Syrym and Akzhaik districts.

Director of the regional branch of JSC “entrepreneurship development Fund “Damu” in the West Kazakhstan region asset Tlemisov also made a report.

In his speech, A. Tlemisov said that the Damu Foundation is actively implementing such a support tool as “partial guarantee”. If there is a shortage of collateral, entrepreneurs can receive guarantees of up to 85% from the Fund. In General, within the framework of the partial loan guarantee instrument, 707 guarantee agreements were concluded in the West Kazakhstan region for a total amount of loans of 24.8 billion tenge, including 236 agreements for a total amount of loans of 10.4 billion tenge for 11 months of 2020. Compared to the number of projects in 2019, the increase was 156%.

In the context of programs, the largest share is occupied by guarantees under the "DKB-2025" program.

The most active in the implementation of this tool are JSC “Halyk Bank of Kazakhstan " -87 projects (37%), DB JSC “Sberbank”-61 projects (26%). The lowest indicator for fortebank JSC is 2%, VTB Bank-0%.

As the first Deputy akim of the region Mukhtar Mankeev noted at the meeting, banks have a different attitude to the implementation of the state program "Economy of simple things". This can be seen in the dynamics of their work with the business during the year. If some of them were outsiders at the beginning of the year, then at the end they became leaders, actively participating in various projects.

Summing up the meeting, Governor of the region Gali Iskaliyev summed up that banks need to justify their existence. Their main purpose is to help businesses and support the economy of the region. He also drew attention to the fact that there is little information on their websites: how, on what terms, to whom preferential loans are