A month ago, I transferred part of my pension savings to improve housing conditions, or rather to buy a home. However, I still haven't found a suitable apartment. How long will the money be stored with an authorized operator? Do I still have time?
We draw the attention of depositors that after transferring the amount of pension savings requested by them from the UAPF to the special account of the authorized operator, this amount is withdrawn from the investment management and, consequently, investment income ceases to accrue on it.
In addition, pension savings transferred to a special account are not covered by the state guarantee provided by law for their safety, taking into account the level of inflation. Also, the amounts of one-time pension payments from the UAPF are calculated and withheld from the individual income tax (IPN) according to the method chosen by the depositor and indicated in his application.
To avoid inefficient use of their savings, loss of investment income and state guarantees, as well as premature calculation of personal income tax, we recommend that depositors (recipients) responsibly and carefully plan the use of lump-sum pension payments and choose a home for purchase in advance. Before submitting an application, you should carefully study the list of documents necessary to confirm the intended use of pension savings, and ensure that they are provided to the authorized operator in a timely manner.
We remind you that the pension savings of citizens can be held in special accounts with an authorized operator (JSC "Housing Construction Savings Bank "Otbasy Bank") no more than 45 working days from the date of their receipt. During this period, the savings must be used for their intended purpose or returned to the UAPF to the individual pension account of the depositor.
In this regard, you have another 15 days to find a housing option that suits you, after which, if this does not happen, the money will be returned to your pension account in the UAPF. However, if you find the desired housing, you can submit a new application for early withdrawal.