Government Support Programs for SMEs
A number of support programs are currently being implemented in accordance with the Rules approved by the Resolution of the Government of the Republic of Kazakhstan dated September 17, 2024, No. 754.
Support includes subsidizing interest rates on loans and leasing agreements issued by banks, the Development Bank, or leasing companies under the priority types of economic activity (Appendix 1 to the Rules).
Interest rate: up to 12.3%,
for social entrepreneurs — up to 11.3%
Maximum investment amount: up to 200 million tenge
Loan terms:
Investment purposes and working capital financing — up to 3 years
Refinancing of existing loans — up to 1 year
Entrepreneurs may access partial guarantees through two guarantee funds.
Maximum guarantee: up to 85%, but not more than 3.5 billion tenge
Validity period: for the entire duration of the loan + additional 5 months
Preferential Loan Program “Өрлеу”
Interest rate: up to 12.6% per annum
Maximum loan amount: up to 7 billion tenge
Loan terms:
Investment purposes — up to 10 years
Working capital financing — up to 3 years
Where to Apply?
All programs are implemented through the “Damu” Entrepreneur Service Center — the official financial agent of the support programs.
Address: 55a Mangilik El Street
Call center: 1408 (toll-free)
Website: damu.kz