Limits on a maximum size of the annual effective interest rate for mortgage housing loans
Agency for Regulation and Development of the Financial Market adopted a joint decree of the Management Board of the Agency for Regulation and Development of the Financial Market dated April 30, 2025 No. 13 and the Management Board of the National Bank of the Republic of Kazakhstan dated May 22, 2025 No. 27 "Amendments to Joint Decree of the Management Board of the Agency for Regulation and Development of the Financial Market dated August 16, 2024 No. 62 and the Management Board of the National Bank of the Republic of Kazakhstan dated August 19, 2024 No. 45 “Maximum Sizes of the Annual Effective Interest Rate".
The joint decree cut the maximum size of the annual effective interest rate for mortgage housing loans from 25% to 20%.
Full text of the decree is available on the official website of the Agency.
After the appropriate registration procedure with the Ministry of Justice of the Republic of Kazakhstan, the joint decree will be available in the Adilet legal information system.
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