Online calculation of future pensions.

UAPF depositors have used the pension calculator more than a million times

One of the most popular services of the Fund allows each depositor to calculate their future pension online

The forecast pension calculator in its functionality has many possibilities for various actuarial calculations of future pension payments. At the same time, it automatically predicts, if available, both the state basic pension and the age pension (or solidarity), as well as payments from the UAPF. In addition, if you have individual accounts formed from mandatory pension contributions (OPV), mandatory professional pension contributions (OPV) or voluntary pension contributions (DPV), the program can give an approximate picture of future payments in just two or three clicks. By the way, many investors have already appreciated the work of our calculator, because on average it is used about 84 thousand times a month, and it is more than 2800 operations a day.

To calculate in the forecast calculator, you need to fill in all the columns - date of birth, gender, work experience, experience of participation in the funded pension system, the amount of savings to date and the salary for the last time. If you are registered in your personal account on the site enpf.kz, the amount of savings will be reflected automatically. Thus, the calculation result is given in three scenarios: pessimistic, realistic, and optimistic. All three options take into account the expected rate of return above inflation. At the same time, all forecast results are presented in real value terms (minus inflation of the corresponding forecast period).

For savers retiring in the next year, there is a more simplified version of the calculator - the current pension calculator. The site also provides the function "Transfer of savings to CSR" for calculating the minimum amount of pension savings for concluding a pension annuity agreement with a life insurance company. In it, you enter the gender in the requested column and automatically get the minimum age for entering into a contract. Next, you set a guaranteed period during which payments from the insurance company are guaranteed regardless of whether the recipient of the payment is alive or not, and the calculator will calculate the amount of pension savings sufficient to enter into a pension annuity agreement in the amount of one minimum pension.

Note that at the end of last year, the developers of the calculator updated the graphics of the service making it more ergonomic, functional and convenient. The feature of the updated pension calculator is the display of results using a graph and a pay table. Now the pension calculator is very easy to use, but if there are any difficulties or questions, then on the site enpf.kz you can find a memo that shows step-by-step instructions for the service.