Apply for a pension in a timely manner
In the life of every person comes the "golden autumn" - the time of contemplation and well-deserved rest. Many are looking forward to this day with impatience, but there are also those who forget about this day in their daily worries or postpone going for a pension "for later". Why it needs to be done in a timely manner, we learned from the director of the Mangystau regional branch of JSC "Unified Accumulative Pension Fund" Kibasova Zhanar Mayrambaevna.
- Zhanar Mayrambaevna, when and where should a person who has reached retirement age apply?
- In connection with reaching the retirement age established by law and going on a well-deserved rest, recipients for the appointment of pension payments must contact the PSC at their place of residence or through the e-government web portal using EDS.
- Is it for payments only from the UAPF, or can you apply for state pension payments?
- Previously, this was done by submitting two separate applications: for the payment of pension savings, people applied to the UAPF, for the appointment of a state pension – PSC. But since October 2018, the so-called "composite" service has been introduced for submitting a single application to the PSC for the appointment of age pension payments from the state budget and the UAPF.
- It's very convenient! And when should this be done?
- You can submit an application and documents to the PSC for a pension 10 calendar days before the day of reaching retirement age.
This is especially important for obtaining a state pension, since it is necessary to check the availability of work experience according to the submitted documents, also according to the legislation, the appointment of an age pension and a state basic pension payment is made from the date of application. The day of application is the day of registration of the application and the necessary documents in the State Corporation (PSC).
It should be recalled that persons who have reached the generally established retirement age in our republic can receive an age pension: men - 63 years; women who have reached 59.5 years since January 1, 2020 (the retirement age of women increases annually until it equals the age of men in 2027).
Also, persons with disabilities of the first and second groups, if the disability is established indefinitely, who have pension savings in the UAPF, formed at the expense of mandatory pension contributions and mandatory occupational pension contributions, can apply for pension payments to the UAPF.
- Did you mention the persons with disabilities of the first and second groups, they also need to come to the PSC?
- Persons with disabilities of the first and second groups, if the disability is established indefinitely, for the purpose of payments, it is necessary to contact the units of the UAPF or submit an application through the website of the UAPF using EDS. In PSC, applications for payment from the UAPF in connection with the established disability of groups 1 and 2 are not accepted indefinitely.
- Let's say a person does not have so many savings in the UAPF, can he get them at the same time?
- Yes, this can be done if the amount of pension savings on the date of application does not exceed twelve times the minimum pension established by the law on the republican budget for the corresponding fiscal year. Since from 01.04.2020 the minimum pension amount is 40,441 tenge, a one-time payment is made if there is an amount of pension savings in the individual pension account within 485,292 tenge.
- What are the statistics on payments today and have quarantine measures affected them?
- Since the beginning of 2020, as of June 1, 2020, about 741.5 thousand payments have been made from the UAPF in connection with the achievement of retirement age and the establishment of disability of the first and second groups indefinitely for a total amount of about 25 billion tenge.
Quarantine measures do not affect pension payments from the UAPF, since the pension capital was formed throughout the entire working life, and payments are made strictly according to the established schedule for each recipient until the retirement savings are exhausted.
During the state of emergency, along with others, the state revised such indicators as the subsistence minimum, respectively, the amount of the minimum monthly payment from the UAPF, which should not be lower than 54% of the PM, increased from 16,838,82 tenge to 17,640.72 tenge.
- On this optimistic note, we conclude our interview. Thanks!